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If a charged off account now has been removed from your credit report can a third party attempt to collect the debt after if has been removed from the credit report?
Wiki User
∙ 15y ago
Yes. You have to check your state's statute of limitations. The time of the state's SOL for collecting on debts and the federal SOL on credit reports may be two totally different time limits.
Wiki User
∙ 15y ago
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If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report?
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
Does a bad debt have to come off your credit report regardless of last activityafter seven years?
Debt that is charged off plus 180 days can be removed after seven years but a creditor may be able to collect on the debt up to 10 years [depending on state SOL]
How do you have a 'forgiven' tax lien removed from your credit report?
The only way to have an account removed from your credit report is: 1. To prove the account was a result of fraud. Or 2. To let the account run the course which is 7 yrs. from the date it was PAID.
Can you get out of a joint checking account?
Yes. If you want to get out of a joint account, you can contact the bank and submit a written request to be removed as a joint holder of that account. The other parties involved in the joint account have to approve your removal from the account, only then the bank will complete the formalities.
What do you do if your name has been removed from a joint checking account without your consent?
Depends on what type of an account it was set up as. If you were a signer on an account, then most certainly the owner of the account can remove you. Same as applies to accounts set up under a trust. if it was a joint with right of surviorship, most institutions prefer to just close the account and reopen the account under the requestor. even if there is a divorce decree. or "death certifacte" Either way, if you were removed from the account without your consent, you should call your financial institution right away.
If a car was repossessed 12 years ago and it was reported on your credit but as been removed after 7 years can lawyers collect on this account after 10 years in West Virginia?
thnmn,
If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report?
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
If paid medical accounts are listed as charge offs can they be removed or at least not shown as charged off?
Sorry, No. Payment in full of any type of account will not change the payment history.
Can an immigration hold be removed from an attempt murder conviction?
No
When outer electrons are removed do they become statically charged?
yes
Should batteries be removed when charging?
No that is not necessary. They can be charged on the vehicle.
How can you have your former husband's name removed from a line of credit that is linked to your personal checking account so he is not responsible for liablilty or credit reference?
A joint account holder cannot be removed from the account, the account will have to be closed.
Can the estranged wife have a bank account frozen that is jointly held by her husband and his sister?
Not without a court order. In most instances the only time a court would issue such an order would be in relation to child support arrearages. Even in cases where the husband removed funds from a joint marital account and opened an account with his sister using those funds, the wife would have to file a lawsuit to attempt to recover her portion, (attempt being the key word).
Can you collect on your ex-husband's life insurance?
only if he never removed you as his benificary
If you owe money to collections and you pay it can you get these items removed from your credit report?
It is always a good policy to attempt this. But whether or not you succeed in getting a paid collection account removed from your credit report is totally within the discretion of the creditor. There is no law that requires or compels credit reporting. The Fair Credit Reporting Act states that IF an account is reported, then it must be correct. Therefore, collection agencies and creditors usually will tell a consumer that they "must" by law report the accurate nature of the account, which would be a paid collection, as opposed to removing the account.
If hotmail account is cancelled in writing July and is still charged to a credit card in August and then the service is removed in September without refunding the credit card can you sue them?
why not just contact them and ask for a refund? If you sue the courts will require that you demonstrate damages. You have been "damaged" by the amount of money you were charged. If they give it back to you, you are "whole" again. It is doubtful that the courts would give you more than they charged.
Can you continue receiving direct deposit into a checking account after your name has been removed from the account?
no
