It means that you are literally at fault for damages incurred from the accident, including other vehicles, municipal/state property, and the damage caused to your own vehicle. Your insurance will have to pick up the tab on all of this, and the city will probably fine you for crashing and destroying their property.
No, homeowners insurance excludes vehicles.
The have the property to protect.
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
please explain your question better. Do you mean property such as stolen vehicles?
If you get into an accident in New Jersey and are not insured, it will cost you a substantial amount. The cost to repair the vehicle, pay the fines if responsible for the accident and possibly have to pay for some damages done to other vehicles or public property.
Only if the friend gets into an "at fault" accident.
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.
insurance for commerical vehicles is higher because of the fact they will be driven more frequently by multiple drivers. The driving distance could vary from short to long. The probabality of being in an accident is greater, as well as lawsuits.
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
If you ever ride on the public roads you will need insurance. If you are only driving it on private property, then you do not need to get insurance.
Damages to other's vehicles, property, or persons in an accident where you were found at fault. In "no fault states" each person's policy covers the other's damages without requiring determination of fault.
Is there more to this question than meets the eye? Basically, if vehicles don't touch then it's difficult to see what accident has happened, but of course, if a body has been squeezed between the vehicles, thereby preventing them from touching, then yes, there has been an accident. Answer: Any Insurance company can be claimed for the damage of the vehicle and not the accident. It is up to the investigating agencies to look into the cause of the damage and ascertain if it was damage to accident in contact with what obstacle. It is not necessary that there a visual contact. Accidents/damages can occur even without a contact for insurance claims to be claimed for.
"You should always have insurance on your vehicles, regardless of what type. If you get in an accident and don't have insurance, you can be liable for any damages or injury to yourself or others. You should make sure you are protected."
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
One can purchase auto insurance for farm vehicles from many insurance company's. For instance, Farmers Insurance and State Farm both offer auto insurance for farm vehicles.
The type of vehicle and its sotred location will have a big effect on insurance cost. Your insurance price may also be affected by the driving history of the employees that will drive the vehicles.
With more and more vehicles on the road these days car accidents are becoming more common place. If a person should have a car accident the best place they can turn to for advice on an accident is their own car insurance company.
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.