yes
No. You were denied credit because 18-year olds cannot legally enter into a contract.
Yes. It is reported on your credit report.
YES
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
When you have been denied credit or annually.
In the UK, no.
because ..
yes, when you apply for an auto loan and get denied, it will hurt your credit. first, just applying for credit is a hard hit by 2 to 5 point lost.
You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.
The bank denied my loan application due to insufficient credit history.
Credits history can actually be taken from credit reports which is sold by several CRA's.
The company extending the credit is the judge of that. they have guidelines to determine who that extend credit to.