Yes if you vehicle is insured in New Jersey, every state has different insurance laws, but to my knowledge the Eastern US states,MA, PA and New York, usually work in a similar way in that your insurance will pay for the other party that the unlicensed driver hit if you have insurance for the vehicle, it does not have to be full coverage, your liability portion on your policy will cover the damage to the other vehicle. In NJ, everyone who is insured must carry liability insurance, which covers the other vehicles involved. If you have collision coverage, once you meet your deductible, your damage will be covered for your vehicle in this case. This is an At Fault accident, and most likely your rates will increase, especially in the State of New Jersey. Credentials of er: Previous New Jersey auto adjuster and currently recovery agent for 2nd largest insurance carrier in the U.S. Hope this answer helps.
Usually their is no fault associated with parking lots. I'm sure your insurance company looks at it as your fault.
the person pulling out
I would have to say that technically it would be the driver pulling out of the parking space. TECHNICALLY speaking that is. The insurance companies would probably try to say it is an equal at fault accident maybe.
Asda is a car insurance company that was pulling scams across the nation. Basically people would apply and pay for coverage only to find out they were never covered.
Only if the trailer is listed on the policy with comprehensive or collision coverage. Many people do not list their trailers on their auto policy because the liability transfers from the pulling vehicle. The physical damage coverage does not.
Theone pulling out from a stop sign. The parking lot ALWAYS yields to the flow of traffic on the main thoroughfare.
Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.
The car pulling from the parking space is at fault
Not required, but not a bad idea.
As long as you are pulling a trailer (like a boat trailer or horse trailer), and it is hitched to an insured vehicle, as a rule you aren't required to carry extra coverage. If it's an RV motorized trailer, then you need coverage just like any vehicle.
You should always stop when pulling out of a parking lot onto a road. There may be a car coming fast in one direction as you look in another.
You can perform angle parking by cutting the steering wheel at a sharp angle and then pulling into a space. Keep the wheel cut to achieve an angle.
Insurance laws vary from state to state so you need to check your policy. Generally speaking, liability coverage extends from the vehicle pulling the trailer but physical damage does not. This means that if you back a trailer of any kind into someone elses vehicle at a gas station your auto insurance will cover the damage done to the other persons vehicle but not damage to the trailer, boat, camper, whatever. You need to purchase a policy for the trailer if you want coverage for it but if you are only concerned with liability you need not buy the extra policy. As a matter of full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for 22 years. I also was an agent for a direct writer insurance company for 3 years prior.
As a recreational vehicle.
The 1992 GMC parking brake release lever can be found on the bottom of the dashboard. Pulling the lever towards the passenger compartment will release the parking brake.
Answering "Pulling out of a parking lot onto a street and you have to back up to avoid on coming car and the car behind you hits you who is at fault?"
If my memory serves me correctly, it would be the fault of the driver who was in reverse if that driver struck the other car mostly on its broad side. After all, the driver who is pulling out of a parking lot has the right-of-way as opposed to someone in a parking spot. As far as an insurance claim goes the drivers would have to have insurance, and the driver who was struck would want to make sure they were driving within the bounds of the law (such as observing posted speed limits, stop signs, direction arrows,etc.).Hope this helps.
If it is business property like gardening equipment, you can cover it under personal property which is separate from your auto coverage. If you rent and have personal property coverage, they should have a limit for the business property on that policy. If it is stuff you sell it would still be business property and they usually cover about $2,500 worth both on and off premises. Check with an insurance agent for a quote.
It would have to be licensed as an RV.
no matter where a vehicle is parked, the moving vehicle is at fault every time.
This question would best be answered by your insurance agent. No one can give you an accurate quote with out pulling your MVR (motor vehicle Report) to see what kind, if any accidents or tickets you've had. Insurance shouldn't be too much for liability but full coverage may be a bit expensive because of the value of the car. Contact your insurance provider for a free quote.
You need to have your RV included in your insurance policy.
Based on your description the car that backed into the other car should pay for the damages. You can't get a ticket for backing into someone's car unless they were either drunk or had no license, both instances in which police should be summoned.
I was pulling into a parking space at Walgreen's at about 1:30pm on 3/4/09 and a white 4 door 1996 Taurus gl was pulling
When pulling out from a curb parking space, you must first check the lane where you intend to go. Put on your indicator so traffic knows what you plan to do. Check your rear and side view mirrors one last time when the coast is clear, and merge into the lane.