Absolutely not. If the insurance is 'invalid' then the car is uninsured and it is against the law to drive an uninsured car. If the driver is caught operating the vehicle, they will be arrested and the car will be impounded.
Yes, if he has your permission to drive the vehicle.
You should never drive uninsured however if the car has coverage it may or may not exclude other drivers besides the owner. Look into that before you borrow it.
You dont need insurance coverage yourself as long as the owner of the car you are driving has insurance on the vehicle.
State Farm offers temporary car insurance in Georgia so that you're covered if you drive somebody else vehicle then you're covered in the event of an accident.
if they're on your insurance
In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
not to the person whos been forced to do it because that would drive him or her pain
that depends on their insurance policy
In the UK, yes. So long as the driver has insurance.
Same rules apply as if it was your own car. Make sure you get the insurance information from the person that was at fault and immediately call that insurance company and file your claim. The owner of the car will probably have to verify that you had permission to drive the car. If the other persons insurance denies the claim then the owner of the car will have to make a claim under their policy.
The possessive form of "somebody else" is "somebody else's." For example: "That book belongs to somebody else's friend."