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If a licenced driver in your household has a DUI how will it affect your insurance rate?
Wiki User
∙ 14y ago
Ask your insurance company, but I do not think that they will care about other people you happen to know or be living with. They're concerned about your own driving record.
Wiki User
∙ 14y ago
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Do you have to have insurance to have a drivers license?
To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance.
Does full coverage insurance cover any licenced driver?
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
Does insured driver covered if they have no license?
Not a snowballs hope in hell. insurance companies would definitely not pay if the driver is not licenced.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
Does a newly licenced driver under the age of 18 have to be listed as a driver with the insurance company or are they covered automaticly under the parents' policy?
They must be listed.
If your son was given a speeding ticket in your car will this affect your insurance rate?
So long as he continues to be a driver of your car, probably so. And if he's in your household and has a driver's license, you can't say he's not going to drive.
Do you have to add a stepchild to your car insurance?
If it is a licensed driver and in your household, then they should be added to your policy.
What happens if the driver gets a DWI on your insurance?
It depends from state to state, but it probably shouldn't affect your insurance.
Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
If a driver has lost their licence in Michigan due to a DUI can the car be driven by an alternate licenced driver and the insurance still be in effect if there is a valid registration or not?
usually an alternate driver can drive but only for like a short period of time.. (ie to drive the onwer home from the bar.)or other wise stated in the policy... but you can add the alternate driver to the insurance and then itll be fine.
If you have a drivers permit how old does the other licenced driver have to be?
16.
