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This scenario is very complex and minimal details are given regarding the facts of the matter; however, consider the following "short" answer:

If the owner of the car has an automobile policy with physical damage coverage, the insured can claim damages on their automobile policy (comprehensive) coverage from one of two perils. Either 1. flying/falling objects or 2. since the object was a person - vandalism. The insurance company would then try to subrogate their loss. I would assume the Insurance company will try to identify, if the hospital has any liability in the matter (faulty windows, staff failing to restrain the mentally ill, etc.) or if the deceased had an active liability policy or estate. Another thing to consider, the amount of loss will determine how much effort the insurance company will spend to subrogate the loss from another party. Ultimately, there will need to be investigation in order to determine liability.

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Q: If a patient in a hospital jumps from a window of the hospital to commit suicide and damages a car who is financially responsible for the repairs?
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