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If a person who owns a condo with no liens wants to add you to the deed as a co owner and isn't asking for money from you can they simply add your name with a quitclaim deed in Florida?
Wiki User
∙ 10y ago
No, because there is a lien against the property, any change of title would be construed as an attempt to avoid the lien holder taking any action.Under the law this is considered a "fraudulent conveyance" and even if it was implemented the title change would be deemed invalid by a court.
Wiki User
∙ 18y ago
Wiki User
∙ 7y agoThe owner would have to execute and record a new deed in order to add your name. Most mortgages contain a clause whereby any change in ownership will trigger a demand for payment in full. Although the property would remain subject to the mortgage, recording that new deed would constitute a change in ownership and the bank could demand payment of the mortgage in full. This should not be done without advice from an attorney.
As for any other non-mortgage liens, the change in ownership could be made but the property would remain subject to the lien.
Wiki User
∙ 10y agoYes. An attorney should draft the deed to make certain it is proper for your jurisdiction. Both parties should also be made aware of the consequences.
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Why would an owner of a home quit claim deed their home back to the bank?
There are different reasons. In some cases the bank will take the property by a deed in lieu of foreclosure or simply by a quitclaim deed if there is equity in the property and the bank can resell it.There are different reasons. In some cases the bank will take the property by a deed in lieu of foreclosure or simply by a quitclaim deed if there is equity in the property and the bank can resell it.There are different reasons. In some cases the bank will take the property by a deed in lieu of foreclosure or simply by a quitclaim deed if there is equity in the property and the bank can resell it.There are different reasons. In some cases the bank will take the property by a deed in lieu of foreclosure or simply by a quitclaim deed if there is equity in the property and the bank can resell it.
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