Usually, 50/50%. Depends upon the state laws. Get your own insurance company involved. When a car made a right from the second lane and scraped across my bumper I didn't have any damage so I didn't notify my insurance company. The other driver was clearly at fault and was given a ticket for making an illegal turn. A few weeks later I got a letter from his insurance company saying that their investigation had determined I was At Fault and I should send them $$$$$. I sent the letter on to my agent and my company made their own investigation (simply requested the police accident report). Hopefully, you have a police report.
Drivers Financial ResponsibilityYes, All jurisdictions in the United States require that all drivers of a motor vehicle on public roads carry proof of Financial responsibility at all times. No state has an exception for a drivers Financial Responsibility Requirements due to age or familial relationship. AnswerThe answer will depend on some factors:1. What state do you live in? Insurance laws vary by state but some do not allow vehicles on the road if they're not covered.2. Do you have your own vehicle and insurance coverage on it? If you do, you're likely already covered.3. Are you already on, or can you be added to, your parents insurance policy? Most insurance companies will allow this. It may, however, increase the amount of payment.
It is the Homeowners responsibility to provide property hazard insurance under the terms of your mortgage. If the Mortgage company has to purchase it for you then it means your already in violation of your Home Finance Contract and subject to default.
When considering travel insurance, travelers often forget to look close to home. Insurance providers that cover homes and vehicles may also cover travel needs. Some insurance providers offer discount travel insurance to those who are already regular customers or who purchase a group of policies. Inquiring with their current insurance provider can help travelers discover discounted rates on travel coverage.
A vehicle about to enter a roundabout has no right-of-way over vehicles already in the circle Arkansas
California car insurance laws require that all vehicles that are driven or parked on California roads maintain the minimum liability insurance covered required in the state. Insurance companies are required by state law to inform the California Department of Motor Vehicles of private-use vehicle insurance information. The information is stored in an electronic database. California car insurance laws do not require insurance companies to report on vehicles used for commercial purposes. California insurance laws allow the DMV to monitor insurance coverage and assess penalties for individuals who fail to maintain coverage. During a traffic stop, law enforcement officers are able to pull up vehicle information in the state's electronic database to determine if the vehicle has the proper insurance coverage.Minimum Coverage Required in CaliforniaIndividuals must carry proof of insurance coverage in their vehicles at all times, and present an insurance card when requested to do so by law enforcement, at the time of an accident or when renewing vehicle registration. California drivers must maintain coverage of private passenger vehicles with a minimum of $15,000 for injury or death to one person, $30,000 for injury or death to more than one person and $5,000 for property damage. Other types of financial responsibility to use in lieu of insurance coverage includes a $35,000 cash deposit made to the DMV or a $35,000 surety bond from a company licensed to do business in CaliforniaPenalties for Lack of Insurance CoverageSeveral penalties may be assessed to drivers who fail to maintain insurance coverage in the state of California. The DMV is notified when an insurance policy has been cancelled and a replacement policy has not been submitted to the DMV within 45 days. The DMV has the authority to suspend the vehicle registration on the uninsured car. Individuals who are nearing a vehicle registration suspension or have already experienced a suspension must submit their insurance information to the DMV along with the required reinstatement fee. Drivers without proper insurance coverage may also have their vehicles impounded. Drivers who cannot afford insurance may qualify for the California Low-Cost Automobile Insurance Program.
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
Yes you need to put the car in your name other wise the last owner well get hit for no insurance and you need to take on the responsibility of the car.
Based on your question, I'm guessing that their policyholder simply didn't have enough coverage to pay for all the damage to all the vehicles involved. I would have to know a little bit more about what happened, but you're only realistic action at this point is taking their policyholder to small claims court. However, if you have your own coverage, use it and let your insurance company deal with it.
nothing
"If you already have extended health or medical insurance, you might already be covered for traveling. If not, buying travel insurance with the same company should have additional savings."
Yes, every home insurance company out there already sells it
No, They can not