Fixing a leaky sewer pipe is not covered by your policy as that is considered a normal and expected part of a homeowners maintenance responsibilities.
If your policy has coverage for accidental discharge, the resulting water damage that occurred to your property would be covered, but only after you repair the sewer line that is causing the constant damage.
There would be no point in the insurer repairing the resulting damage, if you choose not to fix the broken pipes. They will likely require you send them a plumbers receipt or certification that all repairs have been made before they will address the ensuing water damage.
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
The best person to talk to in a case where your basement has flooded is your insurance company. Check and make sure that flooding is covered by your insurance and then go from there!
if you pulling a triler on a hyway and it breaks free who is responcable for the damage the tralier may cause.
Auto insurance is a kind of insurance that helps you cover the costs resulting from a car accident or auto problem. Every state in the U.S. requires drivers to carry at least some auto insurance, although the exact amount varies by state. There are two basic kinds of auto insurance: insurance that covers first party damage (which is damage to your car or injuries to people in your car) and insurance that covers third party damage (i.e., damage or injuries to another driver's car or passengers, or any property you damage in an accident which doesn't belong to you.) Most insurance policies contain both of these types of coverage.
if the piston breaks that is engine damage.
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Hanwha Damage Insurance was created in 1946.
Automobile insurance that covers chips, cracks, or total breaks of a windscreen are typically dependent on the cause of the damage. Companies like Allianz, AA, and Churchill all allow policy holders to cover damage to their windscreens.
Let your condo insurance company duke it out with the master policy insurance co.
form_title=Repair Your Basement Wall form_header=If your foundation has cracked or other damage, it's important to repair it quickly and efficiently. Describe the damage:=_ Have you noticed water leaks?= () Yes () No How quickly do you need basement wall repair?=_
Almost always, yes. You need to look in your policy under Perils Insured Against, and then the Exceptions. Your insurance company will not always offer to tell you all of the coverage you have.
Basement Waterproofing averts water from entering into the basement. It is imperative that you waterproof your basement or else it could end in a failing drywall or other structural damage.
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.
You are responsible, but your homeowner insurance should cover damage.
If the insurance is in effect when the damage occurred, the lack of registration shouldn't matter.
They would not cover the shower, but if the leak was sudden and accidental, they would cover the water damage only. This includes all plumbing appliance.
It depends on the specific perils and exclusions of your policy and what actually caused the damage. If it was caused by settling or earth movement these perils are usually excluded.
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
Your fault, your problem! Any amount of damage above the limits of your insurance policy is your responsibility. Pay attention when you drive!
It just depends on why the wall has caved in. Homeowners insurance is Hazard insurance that provides coverage for certain Perils such as damage caused by Fire, Wind, Hail, etc. Collapsing walls are usually considered a maintenance issue and not an insurance issue depending on the cause. Contact your insurer fro coverage advice.
It depends on the terms of the insurance and the type of damage to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
good way to get hit with an insurance fraud charge
If you intentionally do the damage then it is excluded and the policy will provide no coverage. <><><> To expand upon above answer, it depends on your insurance coverage. As said, deliberate damage is not covered. LIABILITY insurance covers damage you do to someone else or their property. COLLISION insurance covers damage you may do to your own car (by accident)