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If a waste water pipe breaks in the basement and the house floods every time it rains does the insurance cover fixing the problem and the damage?
Wiki User
∙ 8y ago
Fixing a leaky sewer pipe is not covered by your policy as that is considered a normal and expected part of a homeowners maintenance responsibilities.
If your policy has coverage for accidental discharge, the resulting water damage that occurred to your property would be covered, but only after you repair the sewer line that is causing the constant damage.
There would be no point in the insurer repairing the resulting damage, if you choose not to fix the broken pipes. They will likely require you send them a plumbers receipt or certification that all repairs have been made before they will address the ensuing water damage.
Wiki User
∙ 8y ago
Wiki User
∙ 8y agoWhen sewer lines are also storm drains the back up may be due to problems and overload in the city conduits. Install a backflow stop valve and seal the system to pass city health code.
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What should one do if their basement has taken substantial water damage?
If someone finds that they have substantial basement water damage then the first thing to do it contact their insurance company. The person should take dated photographs of the damage to use as evidence and start listing what was in there that has got damaged in preparation for their claim.
Does homeowner's insurance cover non-flood damage for water in basements?
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
May I speak with a consultant regarding home water damage?
The best person to talk to in a case where your basement has flooded is your insurance company. Check and make sure that flooding is covered by your insurance and then go from there!
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Where can someone get information on repairing water damage to a basement?
You can get information on repairing water damage to a basement on websites like HubPages, eHow, WiseGeek, EliteWaterDamage, TheWaterPages, and even Youtube.
