You are responsible, but your homeowner insurance should cover damage.
Yes, if you have Liability coverage on your policy, then it would provide coverage for the cost of legal defense as well as court judgements rendered against you for whch you are found liable.
absolutly, and he can take everything you have if you don't have enough to pay his damages!
If in California your neighbor is responsible for any damage that his tree has done to your property.
They might be paralysed because a branch of nerves get damage which caused the person paralyed
It depends on the circumstances and local laws. Generally, if your neighbor's property causes damage to your property due to negligence or failure to maintain their property, they may be liable for the damage. It is advisable to consult with a legal professional to understand your rights and options in this situation.
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
Yes they can. I am a teenager and I have it although I have not been tested, I have out breaks which often involve property damage or self harm
the owner of the gazebo if they were negligent the maintenance of it. Your homeowners insurance would cover the damage. However, some insurance companies provide up to $500 for property damage to coverage others absent of liability.
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
Yes, in most cases your neighbor's insurance may be responsible for paying for fire damage to your property caused by your neighbor's negligence. You would typically need to file a claim with your neighbor's insurance company to seek compensation for the damages.
Damage to someones property if you were at fault.
If dogs belonging to a neighbor are not leashed or confined in a fence and are loose on your property, doing damage either to your property or hurting one of your pets, you should report it to local law enforcement and file a formal complaint. Once that has been done, YES, the neighbor is liable for vet bills and any repair to damage of your property caused by his/her animals.