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If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?

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2007-08-23 11:36:29
2007-08-23 11:36:29

Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases.

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The majority of the time no because it is an insured's policyholder's duty not to let unlicensed people driver their car because they cannot legally drive.


Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.


If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.


both, you for hitting the other vehicle and the other driver for being unlicensed


Well assuming the driver wasn't taken to jail you do have legal rights. Contact an attorney to discuss your options pertaining to your specific case.


If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


My insurance canceled uninsured person hits someone in rear what happens to me


They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.


You get to, accident would not have happened if you werent on the road!


If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.


they get in jail for not having a licence and driving.


Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.


They both are. The logic being that the unlicensed driver shouldn't have been there in the first place, and would not have been involved in the accident if they'd been in compliance with the law.


Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.


If you are hit by an Uninsured Driver you should take the following actions- Contact the police, get information from and on any witnesses that saw the accident and get photographs of the vehicles and the accident scene. Another important step to take beforehand of the accident is to make sure you have Uninsured Motorist Insurance on your Car Policy.


Driver's licensure is a condition of getting auto insurance.


Hopefully, you have uninsured driver protection. If there was physical injury to you or passengers in your car, a personal injury lawyer may be interested, but only if the uninsured driver has assets that justify the lawsuit. If the driver has nothing, there's no point in suing him.


If they stole it, probably. If you were stupid enough to allow an unlicensed driver to drive your car, it's probably NOT covered under your comprehensive; it may or may not have liability. You should contact your insurance agent for a definitive answer.AnswerYou said an "uninsured driver". So,, If this unlicensed driver is not considered an insured driver under the terms of your Auto Insurance Policy then no, there will no coverage. Additionally if you allowed an unlicensed driver to drive your vehicle and an accident ensued, Your Insurance company may cancel your policy due to negligence on your part if they get wind of the matter.As stated above by the previous contributor, You should contact your insurance agent for assistance in determining who is considered insured under the terms of your policy. If you purchased Direct without an insurance agent, then you have no advocate, your just left up to the mercy of whomever answers the 800 number.



Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


Most cases you get jailed if the accident is severe. If its not too much you get a ticket for driving without licensed driver. Depends on country to country though



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