A bank can still report to check systems, but they can NOT report a balance. If you included the account on your bankruptcy, they must change they amount owed to a zero balance. They can put a note saying it was in a bankruptcy though.
I should think so.
While you are protected from certain actions creditors may have been otherwise been able to take to collect the debt, Bankruptcy doesn't mean your actions are unreportable or your not responsible for them. (If anything, just the opposite, almost everything becomes of record, and you are responsible to do certain things or lose the protections granted).
Nor does BK change the reporting record of things that already happened...the history you make is the one you live with.
Chexsystems does have a department that deal with those that have filed a bankruptcy and yes you can be removed.
The direct number to the BK department. It is (800) 934-5458. You need to simply fax over the document you received when you filed (you don't have to wait for discharge papers).
The fax number is
602-659-2197
If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
No, in fact it will leave a Bankruptcy record on your credit report for 10 years.
tell the police,999
How to get after job filing chapter 7 bankruptcy once it appears on the credit report
Bankruptcy can stay on your credit report for 10 years. For more information about debt and bankruptcy, it is best to consult with an attorney. They can provide a complete picture of the benefits and negatives of filing for bankruptcy.
Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged.
It is 10 years from the date of discharge.
Bankruptcy does not get discharged. Debts are discharged. The bankruptcy will remain on your credit report for 10 years from the date of filing. The debts that were discharged can remain for 7 years from the date of discharge, showing a zero balance and that they were discharged in bankruptcy.
No, filing bankruptcy will never help improve your credit score, it stays on your report 10 years whereas a repo or foreclosure normally remain 7 years. So bankruptcy would only make your credit worse.
No, if property has been foreclosed upon the notation will remain on the credit report for the required amount of time of seven years from date of foreclosure. A bankruptcy remains on the credit report for ten years.
probably not because you would probably have bad credit because filing for bankruptcy so id have to say wait awhile.