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You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. Usually future pregnancies will not be an issue unless your Dr. has told you that you should not get pregnant again. If you are buying this thru work with a company like Colonial, AFLAC and the like, they are a lot more lenient on underwriting. 4lifeguild ---------------- Does the policy have any limitations on maternity? On the other hand, there are laws for Health Insurance that don't allow maternity to be treated any differently than other medical conditions. This may or may not apply to disabilty insurance. For more details follow the links at www.SteveShorr.com/maternity.htm _________________ All of the documents received (plan summary and booklet) do not indicate that maternity is treated differently than any other condition for purposes of a pre-existing condition. In other words, note of them describe any limitations on maternity. Can they claim that there is such a limitation on pregnancy if none of the documents I have been provided with contain that limitation?
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Coding a condition as primary when the majority of the treatment is for a preexisting condition?
illegal
Is preexisting the correct spelling?
"Preexisting" : a condition or state which preceded another. (sometimes appears hyphenated as 'pre-existing') A "preexisting condition" : A status for medical afflictions that were already affecting a patient before the beginning of the current (or future) medical coverage or treatment.
Can you get treated for chlamydia during pregnancy?
Yes. There are treatment options for pregnant women that are safe and effective.
What can happen to your baby if you have a UTI?
UTIs can increase the risk of preterm labor. They are very common in pregnancy, and, with effective treatment, normally have no affect on the pregnancy.
Is high blood pressure that is controlled by medication considered a pre-existing condition?
== == Yes. Check the policy definition. Here's the def. for Small Groups in CA (q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. 10708. (a) Preexisting condition provisions of health benefit plans shall not exclude coverage for a period beyond six months following the individual's effective date of coverage and may only relate to conditions for which medical advice, diagnosis, care, or treatment, including the use of prescription medications, was recommended by or received from a licensed health practitioner during the six months immediately preceding the effective date of coverage. (c) In determining whether a preexisting condition provision or a waiting period applies to any person, a plan shall credit the time the person was covered under creditable coverage,
Does two abnormal pap smears in seven years count as a pre-existing condition?
Check the definition in YOUR policy. West's Ann.Cal.Ins.Code ? 10700 q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. The important thing is to list it on the application, if and where asked -
Does having a uti affect pregnancy?
A UTI during pregnancy can increase the risk of preterm labor. UTIs during pregnancy are very common, and with effective treatment they normally don't cause problems.
How can the spreading of gonorrhea from the mother to the child be avoided while the child is still in the womb?
Effective treatment during pregnancy will prevent that.
What the best effective pill to stop pregnancy at the early stage?
The doctor will give you a combo of Mifepristone and Misoprostol. That is the best and tested treatment.
What are effective forms of asthma treatment?
There are many effective forms, though this will depend on the underlying condition and severity. However, please seek advice from a trained medical professional.
What is treatment of a condition without surgically opening the patient?
Medical treatment is treatment of a condition without surgery.
What is the most effective treatment for mesothelioma cancer?
Adjuvant chemotherapy is an effective treatment for mesothelioma cancer.
