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If my account was opened using an out of date passport does this make the credit agreement void It is a joint bank account that I was added to and have now been left with the debt?
Wiki User
∙ 12y ago
Question continued ...When I split from my ex partner we had the problem of a joint bank account. We tried to have either of our names taken off the account but ran in to problems when they refused me this service due to an out of date passport. I then realised that my name was added to the account (which was already established in her name) with said expired passport. Does this mean that I can deny responsibility for any of the remaining debts attached to the account because the agreement that I would have signed should be void as the documentation they used to open the account was invalid?
Wiki User
∙ 12y ago
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What is the best way to close a credit card account you recently opened and then paid off?
Most ccc's will close an account by telephone. It is preferable however, to do so in writing and to request written confirmation of the account being closed.
What are the benefits of credit report monitoring service?
The benefits of a credit monitoring service is that your credit is constantly being monitored for fraud activity. It helps prevent identity theft and alerts the member when a credit card balance changes or a new credit card account is opened. The service also monitors changes in credit score.
If you opened a credit card account seven years ago but another company buys the delinquent account does the 7 years start all over again?
When you OPENED the account is not relevant. The date of first delinquency determines the start of the reporting period and that date cannot be changed by anyone. The re-selling of a debt does NOT restart the reporting period.
How does someone close there bank account if they are under the age of 18 and will they need the parent that opened the bank account with them when they go to close it?
Most likely, the parent who opened the account is the custodian of the account and is technically the only person who can make major changes, including closing the account. Therefore, the parent who opened the account will need to visit a local branch to close the account.
If one opened a bank account with Abbey in the 1990s what bank do they have an account with today after the mergers?
If one opened a bank account with Abbey in the 1990's, they would have an account with Santander. Then in 2008, they purchased branches from Bradford & Bingley.
What is the max charge for a late credit card payment?
Penalties and fees are established by the card issuer and information can be found in the terms of the agreement made when the account was opened.
Can they still charge you all late fees and interest if you cancel your credit card?
If there is an outstanding account balance. Closing/canceling the account will not eliminate any fees or penalties that were in the agreement when the account was opened. There might also be an annual charge even though the account has been deactivated.
Where can someone find information on how to obtain a Chase credit card account?
Chase credit card account can be opened by registering a Chase account using the official Chase website. Once you have a Chase account you will be able to order a Chase credit card.
If your website is opened by others will it gain any money to your account?
No. However if you have advertisement on the website it might depending on the agreement you have.
Is a financial association created on your credit report when two people apply for any type of joint financial account?
Yes, anytime you open a new credit account, even if it is a joint account, it is reported on your credit report either when it is opened or when it is unpaid.
Can you get a bank account at a credit union with bad credit?
Most credit unions will allow anyone that is eligible for membership to open an account. It depends on what they use to verify a checking account when opened as to if they will allow you to open a checking. Some use a credit report and some use chexsystems, ews or telecheck
Where can one open a bank account requiring no credit check?
A chequing bank account can be opened without a credit check at almost every major bank. This includes Toronto Dominion Canada Trust, Bank of Montreal, CIBC, and any others.
How do banks calculate penal interest on cash credit account?
They will do it by a certain percentage. This percentage will usually be outlined in the contract that you signed when you opened the account. It may be based on the prime rate in the country.
What is the best way to close a credit card account you recently opened and then paid off?
Most ccc's will close an account by telephone. It is preferable however, to do so in writing and to request written confirmation of the account being closed.
What are the benefits of credit report monitoring service?
The benefits of a credit monitoring service is that your credit is constantly being monitored for fraud activity. It helps prevent identity theft and alerts the member when a credit card balance changes or a new credit card account is opened. The service also monitors changes in credit score.
If you opened a credit card account seven years ago but another company buys the delinquent account does the 7 years start all over again?
When you OPENED the account is not relevant. The date of first delinquency determines the start of the reporting period and that date cannot be changed by anyone. The re-selling of a debt does NOT restart the reporting period.
How old do you have to be for your perents do not have to be on you bank account?
18 is the legal age requirement in all states for the purpose of entering into written contracts and agreements. When a savings or checking account is opened, there is a customer agreement that must be signed by a legal, of age, accountholder in the event the person on whose behalf the account is opened is not yet 18 years old. Usually the of age person is a parent or gaurdian, but doesn't always have to be. Could be a sister or brother, aunt or uncle, etc. A minor cannot enter into such an agreement so therefore an adult accountholder must be on the account to complete the contract.
