If one recently was disabled and is on Medicare can they get a credit card now?
According to the Equal Opportunity Credit Act, your disability will not stop you from getting a credit card. If you have stopped working as a result, however, the lack of enough income may prevent you from getting a credit card.
If you have verifiable income from other sources (e.g., investments, alimony, etc.), you may incorporate that income into the total and may qualify for the card.
What can a credit card company do if they take you to court but you are disabled and still can't pay?
I am answering this question for the United States. If you have debts, becoming disabled will not eliminate them. Also, it is no longer as easy to eliminate credit card debt by filing bankruptcy, which large medical bills from becoming disabled might lead to. If you became disabled because of an outside source (on the job, in an auto collision, etc.), and you accumulated debt for related treatment, you might receive a settlement to cover…
With the new credit card laws going into effect, are retail credit card processing centers adjusting well?
With the new credit card rules only recently having gone into effect, it is difficult to determine the long-term implications for retail credit card processing centers. However, in the short-term, these processing centers have had to make the same adjustments that bank credit card companies have had to do and they've had several months to make the adjustment as afforded by the law.