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The bank may allow it but they will want the new obligor to sign a note. There may be a simple probate procedure to pass title to the vehicle to the heirs. You would need to retitle the car so the person who will be driving it can buy car insurance. You should call your attorney for advice or your state DMV.

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Q: If someone dies and they were the sole person on a car loan and the wife wants to let someone take over payments can the bank allow that?
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