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They could sue you for negligence and loss would be covered under your liability section of your homeowners policy. Also, they could recover doctors bills or medical for the incident under your guest medical coverage.

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โˆ™ 2006-04-12 20:17:40
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Q: If someone other than a resident of your home falls on a step is your homeowners insurance responsible?
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Related questions

Does my homeowners insurance cover another person if they are hurt on someone else's property?

No, Homeowners insurance is not a replacement for medical insurance.


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Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


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No.


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Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Does homeowners insurance cover bodily injury to someone living in the home?

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Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


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No, homeowners insurance is not a replacement for health insurance.


When someone kills you with their car can you go after their homeowners insurance?

Nope! Because your dead!


Where can someone compare homeowners insurance?

There are a number of places were one can compare homeowners insurance online. Some of these places on the internet include Compare The Market, Net Quote, and Go Compare.


Which companies offer cheap homeowners insurance?

Homeowners insurance is available from a large number of insurance companies such as Swiftcover or Hastings. Whether someone wants it cheap or not it is best to read the terms and conditions carefully to make sure it covers what is required.


Do homeowners insurance cover damage done by neighbors?

yes it does i know because someone broke our fire-pit and insurance covered it


Does homeowner insurance cover someone else property also from theft?

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How can you find out if someone has homeowners insurance if they won't answer you directly?

Contact a lawyer and file a lawsuit against him.


Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?

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If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


Does homeowners' insurance usual cover the cost of any personal injury settlements if someone trips on my front steps?

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Can a commercial business insurance policy protect you if your personal pet bites someone?

No pet bites would be covered under your homeowners or renters insurance policy.


What is homeowners liability insurance for?

The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.


Where can a landlord obtain insurance for his rental property?

Most insurance companies that sell homeowners and renter's insurance also sell landlord insurance. Some companies where someone could purchase landlord insurance include Allstate, MetLife, and Progressive.


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Not for your own. It could possibly cover someone else suing you, however.


Will homeowners insurance pay if I assault someone off my property?

If it was done accidentally, then it may. Usually intentional acts are not covered.


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.


Does homeowners cover injury to grandchild living in home?

No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.


Where can someone get insurance for diamond wedding rings?

The Knot provides information on insuring wedding and engagement rings. If you already have homeowners or renters insurance, you can add a rider to insure your rings.