Most insurance companies pay for a rental car. Check with your agent. Sometimes they pay for a week but other companies might only pay for three days.
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
Rental reimbursement is an optional coverage so if you add this option then it will be covered. In a liability situation where the other party is at fault, you will be given a rental car while your vehicle is being fixed or since the accident if yours is not drivable.
No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.
You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.
yes
If the person was at fault in the accident then yes he is responsible to pay for a rental car while yours is being repaired. You don't mention who was at fault just that the other party was drunk. An accident can happen where one party was intoxicated but the other party was at fault. We always assume it's the other way around but on occasion it's not. Not only should they rent you a vehicle but a similar one to what you have. Such as if you use a truck or van in your work that is what should be replaced while yours is being fixed.
The registration of the vehicle has really nothing to do with the insurance. If you have valid insurance at the time of the accident, then you will have coverage for the type of coverages on your policy. If you only had liability, then the other parties vehicle will be covered as well as injuries of the other party. Your car will not be fixed under liability, you have to have physical damage coverage for your vehicle to be repaired.
Yes!
It depends on the situation. You will need to speak with your insurance agent. Different companies have different policies on transfer of coverage to a rental vehicle. If you have had an accident and the vehicle that was damaged is being fixed causing you to rent a vehicle, most companies will transfer the physical damage coverage on the damaged vehicle to the replacement vehicle (rental car). If you are renting a vehicle just for pleasure or any reason not relating to a claim then most likely there will be no transfer of coverage. In this case you may want to purchase the physical damage deductible waiver. A rental car company provides liability and physical damage coverage on their vehicles. Usually all the offer is a waiver to eliminate the normal deductible if you damage the vehicle. You may want to discuss with them the most that you can owe if damage occurs and decide based on that and the cost of the waiver.
It is your own fault. You drove into it so you get it fixed, along with the wheel stop.
Discount Hawaii Car Rental is a company that would be helpful. They have contracts with the biggest car rental companies, and would be able to source a suitable vehicle. Costco are worth checking, as they provide discounts for fixed rate car rental companies.