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If the homeowner's association suing us is threatening to evict us and have the court order the sale of our property at a public auction would a lien against our house automatically cause foreclosure?
Wiki User
∙ 15y ago
The answer to your question depends on which state you live in. Some states allow unpaid homeowners' association (HOA) liens to be foreclosed as deeds of trust. That means that the HOA can file a document at the courthouse, run a notice of sale in the newspaper, and sell your home on the courthouse steps without a legal judgment. Other states require that the HOA have a legal judgment against you in order to foreclose on your home.
In your situation, I highly recommend talking with a property law attorney immediately! An attorney can explain in detail your state's laws as they apply to your specific situation. If you cannot afford an attorney, look for pro bono legal agencies in your county or state. Property law attorneys and pro bono agencies can be found in your local phone book.
Wiki User
∙ 15y ago
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Can a homeowners association lien be superior to the mortgage in the event of a foreclosure in the state of Florida?
Your association counsel is best prepared to help you answer this specific question.
What entities cannot initiate a foreclosure municipalities lien holders unsecured creditors homeowners association?
unsecured creditors
Do banks or homeowners have foreclosure auctions?
Lenders will occasionally have foreclosure auctions. Homeowners will often sell their property to avoid foreclosure.
Can a homeowners association put a foreclosure on a property?
Yes--if a lien has been filed and remains unpaid and/or unchallenged in legal proceedings.
Who pays off your first lien mortgage holder when you are being foreclosed on by the homeowners association?
The process of distributing the funds received from a foreclosure should be part of the foreclosure documentation and process. You can find the answer you want in those instruments.
Is there a Federal Grant Program for homeowners facing foreclosure?
There is no federal grant program for homeowners facing foreclosure. Many states do offer assistance.
Is the immediate Past President of a Homeowners Association automatically a member of the subsequent Board of Trustees?
Your governing documents contain the answer you seek. There is no standard.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
How can homeowners stop foreclosure?
There are a few ways that homeowners can stop foreclosure. If they cannot meat their mortgage commitments, they can try and renegotiate their mortgage with their lender. They can also try to get a court order.
Do you capitalize the word homeowners association?
Nope. The word "office" isn't part of the official name, presumably. Try substituting any other thing the Homeowners Association might have. Would you capitalize the Homeowners Association softball team, the Homeowners Association stationery, or the Homeowners Association location? (I'm a grammar Nazi--but only on request.)
Should Homeowners Association be capitalized in a sentence?
If the title 'Homeowners Association' refers to an actual association, then yes. It is the name of a registered association, and is therefore a proper noun. All proper nouns should be capitalised.However, if it is used as a general term, e.g. "Are you part of any homeowners association?" then it does not require capitals.
How can homeowners insurance pay for homeowners association dues if i cannot pay?
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.
