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If there is a lapse in your auto insurance coverage and you rear ended someone what can you expect?

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Wiki User
July 15, 2015 7:25PM

If the policy did not contain a "grace period" you will probably have to pay the damages out of pocket. Almost every state considers the driver of the vehicle that rear ended the other the responsible party. Unless there mitigating circumstances. Such as the other driver was DUI, or ?. In which case it may end up in court.