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In most states, yes. Provided the repossession company made a good faith effort to secure the unit, especially if their efforts motivated the borrower to make good on the bad debt.

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โˆ™ 2010-04-20 16:10:39
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Q: If there is an attempt to repossess and you decide to keep the vehicle can they legally charge the customer for the repossession fee?
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Related questions

Can you legally repossess your car with a lien on the title?

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.

How many payment do you have to be behind before they can repossess in the state of MN?

It depends on the terms of the contract. Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

How many days you have to be behind before they can legally do a repossession in Arizona?

The limit is in the contract you signed. It likely says that when you are in default the lender can repossess. That means anytime you are behind at all... even one day, although most places wouldn't do that. They would rather get the payment rather than go to the trouble to repossess.

How can you legally repossess a car in Florida that you hold a lien on?

Your best bet would be to contact a repossession company there. You happen to be very lucky, there are some major companies there that are extremely effective. Check your local yellow pages.

Can a repo man shine a flashlight in your house?

A Repossession Agent, if he's operating under the law, CAN go on your property to locate and repossess the item he is legally entitled to. The law does no address such acts as shining a flashlight in your window.

How long before they can repossess you car in Virginia?

The lender can legally take the vehicle one day after the payment is due. That is, on the day the payment is late, the lender can begin repossession efforts. The day the payment is late, the contract is void.

Can a consumer legally hide a motor vehicle in repossession?

No you can not "legally" hide a vehcile being sought for repossession. In most states you can be charged with a felony for hiding one.

Can you legally repossess a private party RV in WA?

Only if you have a lien on it.

Can a lender repossess a car if you do not pay down payment?

Yes, you made a financial pbligation by signing the documents for the sale of this car. So, they can legally repossess that vehicle.

What do you need to do to legally repossess a vehicle in Texas?

need approval from hair vehicle

Can you be arrested for car repossession?

It would depend on local law; generally repossession is done after forfeiture on the loan on that car, or as part of a general claim on a person's property (to pay of debts or a fine, for instance). If such laws are not in place locally, or the rules aren't followed, repossession would still be theft. In America, in general, repossession is done by repo men, and they are allowed to repossess objects used as the object of a loan, as long as they announce the repossession to the (former) owner. The reason many TV shows about repo men show them as being careful and "ready for anything" is because being legally right is little consolation if you are physically assaulted or even killed in the process.

Can your car be legally repossessed in 4 days they gave you a letter saying you had 10 days?

When they send the letter, it's ten days from the time the letter was drafted. As for when they can repossess legally, that's a matter of your contract, and the laws of your state. Repossession agents and creditors stay pretty up-to-date on legal issues, and if they've repossessed your car, it's probable that they did it in a timeframe where it was legal for them to do so.

You bartered your car on Craigslist for some work to be done around your house It was never done Can you repo the car?

The only way you could repossess the vehicle legally is if you maintained a lien on the title or if the title remained in your name--and in most states the title was perfected (registered with the state DMV).Any attempt to take the vehicle back otherwise could result in criminal charges.Additionally, specific laws must be followed in most states to repossess property. Failing to do so often results in a wrongful repossession and return of the property to the person from whom it was repossessed. Substantial fines and criminal charges can be placed against those who wrongfully repossess.

Can a vehicle repossession agent legally call your job and pretend to be a cop?


Can a repo man break an automatic garage door opener to repossess a car?


Can you repossess a vehicle that you sold to a friend if you have a written contract for the sale of the vehicle?

yes, you are in a legally binging contract if you are both over 18 years of age and are therefore able to repossess the car.

Can a repo man ram your vehicle and chase you to try to repo the vehicle while you re in it?

not legally their suppose to have police with them to repo a vehicle but they do stuff like that alot of times * No, repossession agents are not accompanied by authorities unless they have a relevin order or other instrument issued by a court of jurisdiction. The repo agent has committed a crime (actually several) and should be reported to the authorities immediately. The agent can also be held liable for any damages incurred by the driver of the car, regardless of the fact that an attempt to repossess the vehicle was in progress.

Owner of car stole it back from repossession company?

If it was repossessed legally then he is guilty of theft

How many payments can be missed on your auto before it can be repossess in OKLAHOMA?

That's dependent on the conditions of your loan. Realistically, they can legally repossess it after one payment is missed, if those terms are stated on the conditions of the loan.

How much has to be owed for a bank to repossess a car?

it is up to the bank to decide. Legally, as little as 1 cent.

Can you legally open a security gate on private property to repossess a car?

It is against state law to open a locked gate.

Can i Legally repossess a motorcycle that is in my name legally?

To repossess vehicles one must be licsenced to repo, check your state laws. Some law enforcement entities can be of help if the bike is in your name. But to go and take it yourself opens up a world of legal problems if the party you take it from wants to pursue the issue.

Is it illegal for a tow truck operator to open a vehicle to release the emergency brake in order to tow?

No it is not. Most states are considered a "self-help" repossession. This means that a repossessor can legally repossess secured collateral as long as he does not breach the peace. This can include removal of a vehicle from private property since the repossessor is allowed to "peacefully trespass" to remove the secured collateral.

Can you legally open a security gate on private property in South Carolina to repossess a car?

They can do so if they are not breaking a lock or damaging property in the process. They may not enter a private residence. They must cease if told to do so, otherwise the repossession becomes non-peaceful and may be illegal. If in doubt, call the police, do NOT start an altercation or you may be held responsible.

How many payments can you miss before they can repossess your vehicle in Texas?

Legally, only one. But your contract will tell you more.