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If two auto insurances want to total your vehicle for two separate accidents can you accept both?
Cristalhardson
Sounds like it's totaled. Totaled means it would cost more to fix it then it was valued at before it was wrecked. Options: You can accept the money and let them dispose of the vehicle - or - You can accept the money and buy the vehicle back from them for a small amount. Ask them how much. I suppose you could contest how much you think the vehicles worth but you're not going to get over blue book value. If it was wrecked/poor shape before, it's up to them what they think it's worth. Good luck. When an insurance company pays the claim for a totaled vehicle, they then own it and will sell it to a junk yard for its salvage value. If you accept both checks you won't be able to give both companies the car. You could do as suggested above, and buy it back from both companies, but if either finds out, they will prosecute for insurance fraud.
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∙ 17y ago
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