Fault is determined by the facts, not whether a person is insured or not.
the guy on the scooter is if he was at fault
the 2 cars at the back are at fault
Usually it will provided the elk that was driving is found to be at fault. /A moose once bit my sister.
get a lawyer
the cars fault-obviously
You are if you were pulling out of a driveway or alleyway. If you were at a side road it would depend on who had the right of way. If you had to stop but he didn't, you're at fault. If he had to stop but you didn't or if he ran a stop, then its his fault. The fact that he then hit two other cars is immaterial.
Yes, this is because as you stated, the insured driver was at fault. The at fault driver is responsible regardless of the insured status of the person they hit. A good rule of thunb is this,, If they had insurance would I be responsible If the answer is Yes, then the answer is still Yes
Its logical.........the person who backed out while the other person was at it!
Yup. Both of you are at fault, and will most likely have to use your own insurance to repair your cars.
Both partys are at fault and each party will need to file there vehicle under there own insurance. Parking lot accidents are always share fault unless one of the vehicle was parked, but since both vehicles were backing out at the same time, both partys are at fault unless you get a kind person to admit it was there fault.
Rule of thumb: if two cars are in an accident and only one of them is moving, it's the fault of the car that was moving.
both