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If water damage to condo ceiling is caused by association pipe failure but you do not have homeowners policy will association be liable to pay for repairs?
Wiki User
∙ 14y ago
Work with the board to determine whose responsibility is to repair and whose responsibility it is to pay for the repairs.
The board will work with the broker who handles the master insurance policy.
Wiki User
∙ 14y ago
Whether the association is liable to pay for the repairs depends on the terms of your condo association's governing documents and local laws. Generally, the association may be responsible for damages caused by pipe failure, but it is best to consult with a legal professional or review your association's governing documents to determine the specifics of your situation.
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When homeowners are having trouble with their roofs, it's essential they make sure they're getting their roof repairs done right the first time. Whether the roof leaks or shingles are broken off or it's on the verge of collapsing, homeowners should only hire the most skilled and experienced roofing contractors they can find near where they live. All roofers should provide homeowners with free, written no obligation repair estimates. They should also provide homeowners with references to other homeowners in which the roofer has performed roof repairs so the prospective client can ask specific, pertinent questions about how satisfied they were with the results. Having trust and confidence in the roofing company will mean a lot to homeowners in need of roof repairs.
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It really depends on what is wrong with it and the extent of the repairs.
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Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
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Statistics say that most homeowners spend an average of 3,000 dollars per year on home repairs. Experts believe that all homeowners should keep a budget of 3,000 in case repairs are needed, even though not everyone will need it, or use all of it.
