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If you're in Chapter 13 and your home is included in the bankruptcy can you sell your home and not tell the court of the sale?
Wiki User
∙ 18y ago
Your house is part of the bankruptcy estate and you will need permission from the court before selling it. You must also review the specific terms of your Chapter 13 plan to see what additional terms and conditions might apply.
Wiki User
∙ 18y ago
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How long does it take to receive bankruptcy discharge papers?
It depends on your case; ask your attorney. For non-asset Chapter 7 cases, I understand it usually takes 6 months. For Chapter 13, you have to complete the plan (up to 5 years) before you can get a discharge.
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What happens if you quit making payments on a car that has been discharged in a bankruptcy?
Same as anyone who doesnt make the payments, it gets repoed. You cant drive for free. NO special treatment for you. I'm pretty sure that the law is the same in most states regarding bankruptcy. Until the bankruptcy is discharged, the bank has no legal recourse to the vehicle. (Common misconception is that consumers can quit making payments on vehicles when chapter 7 or 13 is filed, this is not true! most likely a judge will rule in favor of the Finance company owed, which only makes it look worse if you stopped paying for it!) As soon as the discharge is submitted by the court, the finance company has full legal claim to the collateral on loan that is in default. FYI for those thinking about filing bankruptcy: IF you want to keep your vehicle/property, do NOT quit paying for it. If you cannot make payments inform the bank that you are filing bankruptcy, but want to come up with a solution to keep your car. Most financial institutions would much rather hear from the debtor and make resolutions than to attempt to post it for repossession. In my experience in Recovery, the banks offer a new contractual agreement, or re-finance to help you get through the few months that youre in Bankruptcy status. Good Luck
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