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Yes you should probably hire a lawyer because to many insurance companies this type of ticket is just as serious as a DUI. To save yourself you need to get this reduced to a careless, or a ticket that is less than 20 mph over the speed limit.

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โˆ™ 2011-09-12 21:40:55
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Q: If you are 22 years old and got your first ticket for reckless speeding for going 100 mph in a 65 mph how can you keep your insurance low and should you hire a lawyer?
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Related questions

Should you notify your insurance company of reckless driving?

If you have not received a ticket, then NO! If you received a ticket they know already. If you are applying for insurance and received a ticket for reckless driving, then the answer is yes!


Should you hire a lawyer to represent you in court if you get a reckless driving citation in Georgia?

Probably not


When should one get a car wreck lawyer?

You should get a car wreck lawyer when you have been in a car accident. A lawyer can help you rid of collision conflicts or tickets. You should hire one to prevent your insurance from rising.


My car was hit and I have no insurance?

If you are not at fault, then you should contact the other driver's insurance company. You may need to involve a lawyer. You should also have insurance. You're an idiot not to.


How do you prove you are the beneficiary on an insurance policy?

You should see a lawyer for this because it isn't likely if you were lucky enough to know where the Insurance Co., was, that they would give out this private information. Your lawyer can find out about this for you. Marcy


How much will a speeding ticket cost in Virginia for doing 85 in a 65 zone?

In Virginia any speed over 80 mph is reckless, and anythign 20 over is "reckless" this has a mandatory civil remedial fee for Virginia residents of 1050 paid over 3 years in 350 installments, + possible jail time, suspension of your license, and a fine of up to $2500 and a $65 court fee, and will also cost you increased insurance rates. It is rare for them to issue the maximum $2500 and year in jail, and typically for that would probably be around $200 +1050 remedial fee +65 court fee or a little more than $1300 total not counting insurance rate increases. The max cost not including insurance is $3615 + a year in jail. A lawyer can normally get this reduced to regular speeding, in which case the fine is probably around $200 for a total ticket cost of 265 with much less of an insurance hike. I am not a lawyer, and any advice about your particular case should be obtained form a licensed lawyer. I'd strongly recommend contacting one about your case.


How much will your insurance go up if you are 23 and get a speeding ticket for going 12mph over the limit?

You're insurance should not go up if this is your first time and as long as you pay the ticket. But you can contact your insurance company and find that out with them


In Washington does a seatbelt ticket effect your insurance?

My lawyer advised me that seatbelt tickets do not count against you for your license as far as points go and that insurance should not be affected.


Do I need to hire a lawyer if I am accused of a bad faith insurance claim?

You should certainly consult a lawyer. Bad faith insurance claims are considered fraud in many states and can lead to severe criminal and/or civil penalties. Depending on the nature of your situation consulting a lawyer would probably be a good idea.


Will state farm insurance rate go up if you get a 6 point speeding ticket in NY?

State Farm Insurance may increase your rate for getting a 6 point speeding ticket in New York. They will look over your policy before renewing it and then decide if the rate should increase.


Should you get a lawyer if the insurance accepted the blame?

Thee is no way to answer this question. If you feel that you need an attorney to protect your interests then you should consider consulting one.


Does renters insurance cover loss of property using a moving company?

The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!


If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?

In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.


Should you hire a lawyer after car accident if you are at fault?

It would depend on the serverity of the crash. Check with your insurance agent for advice.


What do you do if you have a speeding ticket from New York?

The first thing you need to do if you get a New York speeding ticket is take notes on what happened. It is important for you to be able to recall exactly what happened in case you have to recollect that information. The thing you don't want to do is plead guilty before speaking with a New York speeding ticket lawyer. If you are concerned about points on your license, fines and an increase in your auto insurance and you are uncertain as to whether or not your New York speeding ticket can be challenged in court, you should contact a New York speeding ticket lawyer or New York speeding ticket attorney. You should have both your ticket and the notes that you took on the traffic stop with you when you call. A skilled New York traffic ticket lawyer or speeding ticket attorney will ask you various questions like what you are being charged with, what your driving record is over the past four years, etc. Then the New York speeding ticket lawyer will be able to (a) tell you what you are looking at if you are convicted or plead guilty; and (b) what he or she thinks they can do for you if you hire them to represent you in court. Not only are speeding tickets costly in terms of court fines and auto insurance increases, but if you get 11 points in New York within 18 months, your driving privileges will be suspended. In addition, if you get 6 points in New York within 18 months, you will receive a bill from the NYS DMV for $100/year for 3 years and $25/year for 3 years for each point over 6. So, for example, if you have 8 points on your license, you will have to pay the NY DMV $150/year for 3 years which is a total of $450! Most people feel that if they are indeed guilty (which is true most of the time but is definitely not always true) there is little that can be done and they should simply plead guilty and eat the points, fines & auto insurance increase. Most of the time, this thinking is mistaken. Courts and prosecutors are very busy and most often do not want to hold a New York speeding ticket trial, especially if they know they have to go up against a skilled New York attorney that can give them a run for their money, literally. A good lawyer should be able to challenge the ticket and negotiate a reduction of points and fines to save you money in both the short term (court fines) and the long term (auto insurance). This answer is general in nature and is not to be construed as legal advice.


Where could one obtain cheap car insurance in the UK for young people?

Since they are the most reckless drivers young people always face the highest insurance rates. LCLS is an aggregator that offers rates from different companies. You should also check with an independent insurance broker.


Should a lawyer get a percentage of the medical bills if the money was paid by the client before they hire the lawyer?

No, of course not. If the insurance company already paid the medical bills, then obviously you didn't need a lawyer's help to get them paid. Therefore, they are not entitled to a percentage of something they had no part in recovering.


How does speeding failure to stop at a stop sign and racing on the highway affect your insurance and for how long?

depends on how many tickets you have recently had. You should be more concerned with you're insurance carrier dropping you then you may have an increase due to high risk insurance cost. I hope you don't live near me.


Will paying a speeding ticket appear on insurance?

Whether you pay a ticket or not will end up appearing on your record. If you contest a ticket in court and it gets dismissed, or you go to traffic school,the ticket should disappear from your record and not affect your insurance rates.


Should you go to court hoping to avoid an auto insurance increase for your first ticket a 6-point speeding ticket over 20 miles per hour above the limit in VA but no reckless?

If your state allows it, go to traffic school. In California if you admit guilt to a ticket (by paying the fine), you are given the option of taking traffic school which will take your ticket off your driving record upon completion. If you go to court but don't take the school, it might hike your insurance if you're ordered to pay.


How can you get a 76 in a 55 reckless driving ticket dropped and what should you do to reduce it such as defensive driving courses or pleading guilty to a lesser charge Also if you are 16?

You would have to plead your case to a Judge about getting the ticket reduce it. Since it is a reckless driving chare the penalties are stiffer. Now if it was a regualr speeding ticket, you could take a defensive driving course to get the ticket off your record.


Are you covered with insurance if you have caused property loss driving under the influence or is the insurance void do to the DUI?

It depends on what your policy says, but generally, yes, you are covered. Insurance covers your negligence. If you hit another car while DUI, your insurance will cover the property damage (and personal injury). If a person sues you and claims intentional or reckless behavior (those have specific legal definitions to them) that is not covered, generally, under your policy. If the person sues you and claims negligence, that is covered. An insurance company may deny coverage, they may defend but not indemnify (meaning hire a lawyer to help you but not pay any damages assessed in the end) or they may bring a declaratory action, meaning that ask a court to determine whether or not they have to pay. This is usually done in advance of or at the same time as the underlying lawsuit. This is not an area of the law that should be tackled by yourself. Get a lawyer who deals with insurance coverage issues, there are a lot of landmines in this aread of the law.


How can you find out insurance company name was told father left you a policy but his wife would not give it to you?

You will probably need a court order. You should call a lawyer.


Will a speeding ticket in Pennsylvania count as points against your Indiana license?

Probably not. The best way to find out is to "shop" your auto insurance at the next renewal, or wait at least three months from the date of your ticket to "shop" it. When "shopping" your insurance, your agent should pull your MVR (Motor Vehicle Record) and that's how you'll find out if the PA DMV (Dept of Motor Vehicles) reported the incident to the IN DMV. I got a speeding ticket down in VA that was actually a reckless driving charge because I was going over 80. VA never reported the incident to my home state, PA, so my MVR is still clean. Hope this helps! Mandy Cool, CISR Independent Insurance Agent for the states of PA and MD


Can legal costs insurance decrease my legal expenses?

You may not know this, but legal costs insurance should and will cover much, if not all, of the expenses involved with hiring a lawyer and dealing with suing a company. http://en.wikipedia.org/wiki/Legal_expenses_insurance