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every car has to be insured separately, so the new car has to have its own insurance on it.

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โˆ™ 2009-06-07 22:37:36
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Q: If you are a first time car buyer but are covered under your parents policy for their car will you need to purchase new insurance before you pick up the car?
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Is your new car purchase covered until you get to insurance office?

No, you need to get the insurance arranged before you pick up the new car.

What types of vehicles are covered in a typical RV insurance policy?

Any type of motor home or recreational vehicle is covered by a typical RV policy. Even travel trailers are covered by an RV insurance policy. Before you purchase your policy, though, talk to a qualified insurance agent to make sure you are adequately covered.

Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?

You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before you let the new driver operate the vehicle alone or you may loose your insurance.

If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?

Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.

How To Save Money On Trip Insurance?

If you are planning a vacation, you should purchase trip insurance so that you can recover some of your money if there is a problem during your trip, such as a canceled flight or a lost bag. Before you purchase trip insurance, contact your medical insurance company to see if you will be covered while traveling, so that you do not purchase extra medical insurance that is not necessary.

Is teenage pregnancy covered under the parents health insurance policy?

Assuming the teen is covered under the policy before she gets pregnant and the plan does not exclude pregnancy for all then yes.

If you have cancer and get married will you be covered on your husbands health insurance?

if you have cancer before you are married, it will most likely be considered a pre-existing condition and it will not be covered by insurance.

What is a deductible in auto insurance?

A deductible in any kind of insurance is, basically, the minimum amount before the insurance "kicks in." On any repairs covered by your insurance, you will have to pay the deductible amount before the insurance will pay anything.

When do you have to get insurance on a new car?

You need insurance on a new car BEFORE you even drive it off the lot. Get a quote before purchasing the vehicle and have it saved by your agent. Then the day you purchase the vehicle, have the VIN in hand, and purchase the insurance before picking up the vehicle.

I wish to buy travel insurance for my elderly parents, and was wondering if your insurance agency sells travel insurance to senior citizens?

Most insurance agencies offer discounts for the elderly, and this insurance works no matter the state you're currently in. Check with your insurance company before you leave to make sure you're covered under your current policy.

Do I need to purchase any special Insurance before sending my son to summer football camp?

No, you do not need to purchase insurance. Football is a common sport, and you do not need insurance for it. As long as you have medical insurance, you will be alright.

Are implants covered by any dental insurance coverage?

Dental insurance is generally limited in its coverage. You will have to actually read your policy. Even if they are covered the percentage will be lower and the maximum per year will be maxed out as well before the first implant is paid for. Group dental coverage will offer more coverage than an individual plan that you purchase on your own.

What term policy are often found in a mortgage insurance?

Typical term policies in mortgage insurance include terms on the homeowners out of pocket deductible before a claim can be paid out by an insurance company. Also it will often list what is covered and what is not. Flood insurance is not typically covered and costs extra.

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No. If you have a pre-paid phone, you have to purchase the insurance when you purchase the phone. The cash register will show your purchases with a numbered sequence that you register online or through a phone call after you buy the phone. If it is a contract phone, you can take up to 30 days to purchase insurance, but if you add insurance after your purchase date, you must prove the phone is not damaged before you can buy the insurance.

I Got on birth control and wanted to pay for it yourself but they put it on your parents insurance you took it off right away will it still show up on your parents insurance?

Your birth control purchase might still show up on your parent's insurance explanation of benefits depending on how far along the filling of the prescription went before it was canceled. Hopefully your parents will understand that you are being responsible in purchasing birth control.

Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?

I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.

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If the accident occurred after your policy lapsed and before reinstatement, no, it won't.

Will your insurance cover hail damage before you owned your car?

Existing damage is never covered.

How far ahead of the wedding date should a couple purchase wedding insurance?

The simple answer is as soon as possible! You certainly want to make sure all your deposits are covered so it's best to buy your wedding insurance as soon as you can. In the UK, many wedding insurance policies will cover you for up to 24 months before the big day.

If you get pregnant and are covered by your spouse's work insurance would you be covered on the new employer's group insurance if he switched jobs?

Yes, you should be since you were already covered prior to this. Although each state varies with this type of coverage. Even if he has a waiting period before he can enroll, he should get a letter from his prior insurance company showing that he had creditable coverage.

Is car insurance required for California residents?

Yes car insurance is in fact required in California. Before you decided to drive you car in California, please purchase some insurance.

What percent does insurance cover of a medical bill?

This depends on the insurance provider. Some cover only 25% of specific medical treatments, others could cover as much as 100%. Generally speaking most insurance providers cover 80% of a regular (preventative care) doctor visit or require a co-pay. Check the policy information before you purchase insurance. Alternatively, if you already have insurance, contact your provider and ask what is covered.

Can you insure a new car before purchase?

In most states it is legally required that you have insurance on the vehicle before driving it off the lot.

Can you purchase insurance to protect your home from pests?

The answer is NO. Insurance companies actually expect you to protect your homes and take preventive measures before you encounter such problems.

Is there paid maternity leave in NM?

There is no paid maternity leave in New Mexico.Your best bet is to purchase short term disability insurance before getting pregnant. Your maternity leave will be a covered benefit - ie a paid maternity leave.