If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited.
First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.
If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill. Read More
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility. Read More
Only if the driver was responsible and only for his liability Read More
If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance. The only thing that will happen to the other driver is a citation for driving with no insurance. Read More
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend! Read More
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't Read More
If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible. Read More
How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver. Read More
Who pays the medical bills for passengers who are involved in an accident where the at fault party is uninsured and you don't have uninsured motori?
Each person is responsible for their own medical expenses. Each injured person can bring suit against the person who is at fault even though they did not have insurance. They are still the responsible party whether or not they had insurance. Good Luck though. Read More
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies. Read More
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have. Read More
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely. Read More
If you an uninsured motorist were involved in an accident that wasn't my fault will the guilty party's insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company. Read More
Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer. Read More
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage Read More
What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it. Read More
yes. Unfortunately many of the people who are responsible for accidents are irrsponsible in their personal lives, have no insurance and have nothing of value. Often you don't get anything from the uninsured drivers who cause your accidents. Read More
I hope you had insurance for this. The uninsured motorist will probably be broke Read More
If I was in a 3 car accident and An uninsured motorist hit the car in front of me does the second vehicle who has insurance and then hit my car become responsible for my damages?
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages. Read More
What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court. Read More
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court. Read More
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages. Read More
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car. Read More
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist. Read More
As you failed to tke a insurance, you will have to pay from your pocket entirely. Read More
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver. Read More
What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?
If the insurance is not valid on the day of the accident, there is no coverage. Read More
What can you do if your insurance is cancelled the same day you get in an accident and total your car?
Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's. Read More
There is nothing much you can do if you are involved in accident with an uninsured car. There are reason why the other person do not get insurance as it could be because of his economic problems. A recent study showed that there are huge number of people in US who do not contain their auto or car insurance. Read More
Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?
If the driver with the suspended license caused the accident then he/she is responsible. Read More
The Motor Insurance Bureau is a bureau that helps victims of automobile accidents caused by uninsured drivers. Your insurance premium funds the bureau, and they use the funds to pay out compensation should you be in an accident where the other involved party is uninsured. Read More
What will happen if you are a passenger in a car that has a severe accident and you are severly injured The car is uninsured and the driver who doesn't own the car is uninsured?
If there was another vehicle involved and the accident was that driver's fault you can file a claim through their insurance. Otherwise, the only other place to go is through your insurance. You can use your medical coverage (if you have it) and you should have "uninsured motorist bodily injury" coverage that you can use. Read More
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver Read More
A friend borrows your uninsured car with permission and causes accident Can a claim be filed against his insurance?
I doubt it since his insurance is only for his car and not yours. Read More
Who insurance is responsible if your daughter was driving her boyfriends car and got into an accident and the other driver did not produce current coverage but your daughters boyfriend did?
There are several issues here. Who's fault was it to cause the accident. Are you in a "no fault" state? Did the other driver have insurance or just did not have proof? Does the boyfriend have a uninsured motorist rider on his policy? These are questions that have to be answered before we can proceed. Read More
What should an uninsured person do to get medical insurance or assistance after a dirt bike accident which he still needs medical care and surgery resulting from that accident?
Try Medicaid Read More
What if you do not have uninsured motorist insurance and your car was hit while parked and the drive left the seen of the accident?
You would have to file this under your collision coverage. Depending on your insurance provider, they will list the accident as a no fault accident. More than likely, you will have to pay your deductible. Read More
You were an uninsured driver in a car accident in Missouri The other driver had uninsured motorist coverage but now you are being called by his insurance company requesting payment you have no money a?
yes the insurance company will come after you to pay the bill they used in fixing their driver's car. the point i do not know is that, are you responsible to pay the deductible or pay the total, what are this insurance people for anyways, they only make money they do not spend money... try talk to and insurance agency and see if you are to pay a percentage of the money or all. Read More
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them. Read More
What do you do if you get into a accident with someone who does not have insurance and you are not at fault?
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim. Read More
If an unlicensed uninsured driver has consent of the car owner to drive in a lot and is in an accident does the driver at fault still have to pay?
Yes, (subject to policy exclusions and your state law regarding uninsured unlicensed drivers), the person that is negligent, at fault is the one responsible for the damages to the 'innocent' party. Regardless of their licensing/insurance in most cases. Read More
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party. Read More
If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second. Read More
Turn your information into your insurance company anyway. You should be insured for that anyhow. Let them handle that. Read More
Until you obtain auto insurance and prove to the court that you are now insured. Read More
If in an at fault accident and you have no insurance and there is no injurys to either party and no police come and make a report what should the uninsured driver expect in California or any state?
The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs. Read More
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver . Read More
The only thing different than if he had insurance is that he/she cannot exchange insurance information. He can take the information from the other party and claim them after that. Read More
In California, the law is, if you in fact have an accident in California without insurance, and the dmv finds out about it, your license will be suspended for 1 year. Read More
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though. Read More