Even if you have no insurance or money, someone can still sue you for damages. However, depending on the collection laws of your state, you may be "judgment proof," unable to pay any judgment rendered against you. A lawsuit may result in a judgment against you, which in essence is just a piece of paper that says you owe the plaintiff x dollars. But collecting on the judgment is a completely different animal. Frankly, I would never sue anyone with no insurance or money b/c it is not worth the time and money just to get a piece of paper that is uncollectible. Hopefully, the plaintiff trying to sue you will realize that. Good luck.
that is my question
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.
Yes
No..but it will effect your current and future Insurance rates.
title has no effect. insurance takes precedent.
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
Generally no (assuming you are in the US) but the particulars of the lawsuit can effect this. For example if the suit is unfounded (false or without any supporting evidence) then you may be fired for inpropriety or something similar. Answer; Not if your lawsuit is legitimate.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
Most probably there will be no effect, as long as you fulfill the requirements for citizenship.
== == YES. If you are CONVICTED of running a red light, your insurance will GO UP. It is a sure sign that you WILL have an accident, soon.
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.