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Even if you have no insurance or money, someone can still sue you for damages. However, depending on the collection laws of your state, you may be "judgment proof," unable to pay any judgment rendered against you. A lawsuit may result in a judgment against you, which in essence is just a piece of paper that says you owe the plaintiff x dollars. But collecting on the judgment is a completely different animal. Frankly, I would never sue anyone with no insurance or money b/c it is not worth the time and money just to get a piece of paper that is uncollectible. Hopefully, the plaintiff trying to sue you will realize that. Good luck.

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17y ago

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