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Answered 2015-07-16 18:10:09

Yes, if it's a Employer Group plan.

Can a preexisting condition exclusion be applied to my coverage because I'm pregnant?

No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans.

http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021

For more information see www.steveshorr.com/maternity.htm

Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).

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