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Greg, if you are the primary OWNER on the TITLE, you can take the car. It would be better if you did the repoing yourself. Most repo cos. wont touch this type of "repo" with a 10 ft. pole. Toooo many variables and he said/she said.

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โˆ™ 2015-07-15 19:18:48
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Q: If you are the primary owner of a car that your ex has taken can you have a repossession agent recover the car for you if she is not making the payments?
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Related Questions

Do you receive notification before auto repossession?

You will receive notices that your payments have not been received, making your auto subject to repossession, but you will not receive a date and time of the repossession.

What is repossession notice?

The most common type of repossession notice when a person has not been making loan payments for a car or truck. If the lender does not receive payments, the vehicle may be towed away.

What are the consequences of not making car payments?

If you do not make car payments you will default on your loan or lease. It will ruin your credit and end up with a repossession.

Does the co signer have to have a job?

Yes. They must be able to pay the loan if the primary borrower stops making their payments.Yes. They must be able to pay the loan if the primary borrower stops making their payments.Yes. They must be able to pay the loan if the primary borrower stops making their payments.Yes. They must be able to pay the loan if the primary borrower stops making their payments.

What can a cosigner do after a car is repossessed Can they sue the primary signer?

Seems pointless to even consider. If the primary signer didn't have enough funds to make the car payments, they probably will not have enough funds to pay any lawsuit you charge them with. Fact is, if the primary signer defaulted on payments, then the cosigner would be responsible for making them - If repossession occured, then it was due to the fault of the cosigner .. can't sue yourself.

Can you get your vehicle back after repossession?

The first step is to contact your lender. They will have those answers. It usually involves making up past payments, and paying the repossession fee, and perhaps storage.

If you do a voluntary repo and get another dealerships car will that hurt your credit as bad as not making any payments for a repossession?

A repo is a repo is a repo.

Can a lender take legal action against the homeowner?

It's called repossession. The lender owns the property, the homeowner is making payments.

You kept making car payments after discharged in chapter 7 if you stop paying and don't surrender the car can the lender go and undo your bankruptcy?

No. But, the vehicle will become a repossession if payments are not made.

What happens when you get call regarding repossession but no letter after making a payment?

One payment may not be enough to stop the progress of the repossession proceedings. You need to communicate with the mortgage company and arrange to make regular payments.

Who is responsible for making monthly payments when there is a primary buyer and a co buyer?

either OR both

As a co-signer if you took over payments 4 years ago and can no longer afford the payments what can you do to protect the damage to the primary through the repossession process?

The primary, whether he's been making payments recently or not, is the first person responsible to make good on the debt. If the co-signer -- who's been generous enough to make payments for so long -- can no longer meet the fincancial obligation, both the co-signer's and primary's credit history will reflect default on the debt. Any actions or judgments on behalf of the lender can be made against the primary and the co-signer.

Is it considered a repo when you turn the auto in yourself and have not missed a payment no bank involved made payments to the company the van had problems and your credit report shows it as a repo?

Can the cosigner of a motorbike loan take possession of the bike if the primary borrower isn't making payments?


If you cosigned on a loan and voluntary have it returned can the company still come after you if the primary signer is making payments?

Don't understand what you mean by the phrase, "...voluntary have it returned..." However, as long as the primary indebted party is current in their payments there would be no reason for the loan company to contact you for payments.

If you are in repossession status and are making efforts to pay on your late payments can they still repossess your vehicle?

Once the loan is in default the bank has the right to refuse payment and repossess the vehicle.

Can you take possession of a car that you co-signed for if the primary is making the payments?

NO. Cosigning means the person is promising to be responsible for the debt if the primary borrower defaults.

If your cosigner defaults on other loans but you are making your payments can they repossess your vehicle?

No. You are the primary borrower and are honoring your financial obligation.

Can you remove your name off a loan as a cosigner if the primary party is not making the loan payments?

No. You signed agreeing that if they didn't make the payments, you would be the responsible party. You will either have to make the payments or risk collection activity against you as well, including negative credit reporting or suit. You should consult an attorney and find out whether your state's laws would allow you to sue the primary party to recover some of your losses, but you can't get blood from a turnip. Unfortunately, this is the setback with cosigning a loan.

In a repossession do you have to pay off the entire car right then or just keep making your loan payments monthly for the duration of the loan?

It would depend on the contract you signed when you purchased the car.

How do you find a lawyer on contingency in regards to repossession and contract fraud?

That would be pretty difficult to do. Because the action is a repossession, it indicates that the person has a poor record of making payments and an attorney is too smart to take the risk of not getting paid. They will want their money up front.

Can making small payments on a 1 month behind note stop repossession?

That would be at the lender's discretion. Call and ask. Banks don't like to repossess and if you are making an honest effort to correct the default they will probably go along with you.

Can someone garnish a cosigner for a car and garnish the primary also?

In the State of Texas, the answer would be "YES" as both parties signed for the car loan and both are responsible for the balance due. I was the primary signor but the cosigner had the car and was making the payments. Then she stopped making payments after owning the car for 3 years and the car was repossessed.

Can a cosigner repossess a car if the primary borrower stops making payments?

No. Only the lender can "repossess" a vehicle. You need to keep making the payments to protect your own credit. It is likely you would need to bring a court action, prove you are making the payments and petition the court to order a transfer of title.

If a cosigner has been making payments on a car at what point can they legally have the car seized and put in their name?

That would depend on the repossession laws of your state of residency. Or if different, the state where the loan was procured for the vehicle.