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Q: If you don' t pay your deceased husband's ambulance bill and it is only in his name will it affect your credit?
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Can a surviving spouse use her deceased husbands credit card?

Only if she is also on the account. If not, then absolutely not. You can get yourself in a heap of trouble by using the credit card of a deceased person. You must notify the credit card company of the death and close that account.


If a credit card in husbands name only and has late payments does it affect wifes credit?

No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.


If your car has your mothers and your name on the title but she is deceased how does this affect you if it is repossessed?

Goes on your credit as a repossession.


Does a repo on a deceased spouse's vehicle affect the widow's credit?

no , unless she is a co - applicant


Does bankrumpcy for premarital debt affect my husbands credit?

Yes, if your husband has a bankruptcy before he got married it will still effect his credit.


Does your low credit score affect your new husbands credit?

No, your low credit score should not affect your husband's credit score, unless the lender/bank uses both your information for the loan. Credit score is based on each individual's information.


What happens to husbands credit card debt if he dies?

The deceased's estate is going to be responsible. The spouse can be held as a beneficiary of the costs and by inheriting less from the estate.


Are you liable for your husbands credit card?

Yes, you are liable for your husbands credit card.


What if deceased parent's home mortgage is more than the property can be sold for?

The bank will take possession of the property by foreclosure. If the mortgage is in the deceased parent's name it will not affect anyone's credit.


If you have a credit card only in your name will it affect or show on your husbands credit report?

No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.


In Massachusetts is a surviving spouse responsible for deceased husbands credit card debt?

Indirectly. The estate of the deceased husband is responsible for resolving all of his debts. Since the widow is going to be the primary beneficiary of the estate, she will inherit less because the estate has to pay the debt.


Will the surviving spouse's credit rating be affected by the repossession of the deceased spouse's car?

AnswerIf the surviving spouse was not a joint borrower on the vehicle loan the repossession affect/appear on their credit report.