You can buy anything you want. You probably mean can you get a mortgage. That is at every lenders discretion. In todays mortgage and lending market...it is almost impossible to get a loan with any blemish on your credit, and BK is a biggie! You would clearly have to have a very sizable downpayment....and secure income, well sized for the mortgage...etc., etc. New mortgage, new debt, an obligation to pay as agreed? You can understand by your history why it would be tough. If possible at all, you would have to expect that you would pay a very high interest rate, likely making it something even people with stronger financials and ability wouldn't consider --- and following their lead as to what to do, something you shouldn't either.
You can file a chapter 13 bk, but NOT another chapter 7.
If I file chapter 7 or 13 how long can I stay in my house?
The bankruptcy petitioner can file another chapter 7 8 years after the date of filing of a previous chapter 7.
if your still in chapter 7 you have to get out first but you can file again check the laws in you state on chapter 7. laws has chang.
You can file a another 13 after 2 years have passed from the previous 13 filing date.
Bankruptcy is Federal jurisdiction, therefore, the state has nothing to do with it. Usually, when you file bankruptcy, you cannot file for another 7 years, Period. No matter which state you live in.
If the 2005 BK was a chapter 7, then no, you would only be able to file another chpt. 7 bk in 2013.
You can file Chapter 13, but you would need to pay all creditors in full because you are not eligible to receive a discharge. If you want file Chapter 13 and receive a discharge, you must wait to file until 6 years have passed since your Chapter 7 case. You would to wait 7 years if you want to file another Chapter 7 case.
What is Legal to file Chapter 13 on ?
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You can file chapter 7 bk. Unless you have another revenue source, you would not qualify for a chapter 13 bk because you need to have "regular income" for a 13 bk.
You file a motion to convert to chapter 7. If you are eligible, then the court should grant it.