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"Dismissed" is different from "discharged". If you truly mean "dismissed" (i.e., without a discharge), it's as if you never filed; you still owe, assuming the statute of limitations hasn't run on the debt (that varies by state). That usually happens only if you didn't follow all the rules.

If you actually meant "discharged" (as normally happens at the end of a successful bankruptcy case, including Chapter 13), you don't owe. Technically, the debt still exists, but the discharge permanently enjoins the creditors in your case from enforcing it, thus effectively eliminating it.

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Q: If you filed chapter 13 in 1998 and it was dismissed by the court are you still liable to the creditors?
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Can a court case be dismissed by manipulated evidence?

yes it can be dismissed as it will be unfair to the offender to be found liable for the offence while the evidence was manipulated


What if your bankruptcy was dismissed?

You no longer have the protection of the Court or the BK laws, and creditors may oursue collection every legal way.


What will creditors do now that chapter 13 bankrupcty is being dismissed?

They are no longer barred from using all legal means to collect. they will call, mail, pursue, bring you to court, get judgements, seize and sell assets..whatever. What do you do to get paid from someone who owes you?


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Can a credit card creditor attach a lien against your house after you voluntarily have your Chapter 13 dismissed?

Absolutely...you had the BK dismissed...the protection of the court is ended. Its as if it never happened. Creditors now have the right to all legal actions to collect. Including liens and even having the property sold. You can expect all creditors to become much more aggressive i collection actions now that you dropped your BK, as they anticipate you'll try and refile or go C7 soon.


What if the court dismissis your bankruptcy?

While it's possible you can refile (correct or amend whatever the problem was)...for at least while it is dismissed, you no longer have the protection of the Court from creditors and you can expect they will pursue collection vigorously.


If you are worse off in Chapter 13 than before you filed the Chapter 13 can you ask to have it dismissed?

Yes, but with new bankruptcy laws having been implemented it may prove somewhat difficult. The involved parties will need to prove to the trustee/court that they are unable to meet the obligation. More than likely the trustee will suggest the "13" be modified rather than dismissed. If the BK is dismissed the debtor loses all BK protection and creditors may pursue collection, repossession and lawsuits as the so choose.


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Can i get a chapter 13 dismissed and then claim a 7?

Yes, this is actually a common thing for people to do when they cannot maintain the strict payment schedule of a chapter 13 bankruptcy. This can be done once for any reason, without court approval. However, to switch back, approval of the bankruptcy court is required, and they will rarely allow a debtor to make multiple switches. Keep in mind that these are different types of bankruptcy so some items that may not have been up for grabs to creditors with a chapter 13 are available to be sold in a chapter 7.


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