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If you had a card on your father's credit card account that you used before and after he passed away are you responsible for the debt in New York State?
Wiki User
∙ 19y ago
This is a serious issue. In every state upon the death of an account holder the card issuer(s) must be given timely notification. Even before that is done the card is NOT to be used. Person's using the card(s) after the account holder's death can be held responsible for any/all debt incurred. They may also be liable for civil and/or criminal penalties.
Wiki User
∙ 19y ago
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My wife has been using a credit card of her deceased fathers credit I also used the card but did not know it was on his credit can i be held responsible for credit card fraud?
Yes!
If your father gets an extra credit card for you on his account to purchase items for him can you be held responsible for his debt?
No, unless you are responsible for his account already.
Are children responsible for deceased fathers debt in California?
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
Can an joint account affect a credit score?
yes it can, both parties are equally responsible for the account
How can you have your former husband's name removed from a line of credit that is linked to your personal checking account so he is not responsible for liablilty or credit reference?
A joint account holder cannot be removed from the account, the account will have to be closed.
Is the wife responsible if husband is using her credit card for illegal activities?
If they are joint user of the account, yes she is responsible
Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Is the joint owner on a credit card responsible for the debts?
Answer credit cardfrom past experience with my mother in law, you are responsible for the credit card balance The surviving joint account holder would be responsible for the entire amount owed.Credit Card DebtUnfortunantly you will be responsible for all of it.
In Missouri is the spouse responsible for credit card debt when the other one dies?
If the surviving spouse was not an account holder then he or she is not responsible for repayment of the debt. FYI, authorized users are likewise not legally responsible for credit card debt as it is assumed the AU has no control over how the account is handled.
If a credit card holder dies who will be responsible for paying debts on cards?
If the cardholder has an estate, the credit card company can pursue that. In practice they don't really do that. If the account is a joint account, the other account holder becomes wholly responsible for the debt. Otherwise the bank eats the money.
Is it legal to check your credit to open an account with a bank?
Yes, it is perfectly legal to check your credit score before opening an account with a bank. The bank themselves would run a credit check on you before finalizing the account opening procedure. However a good credit score is not mandatory to open a deposit account.
Are you responsible for the debt if you are a 'card holder' on your deceased father's credit card account?
If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.
