If you have 4 tickets and 1 accident on your record but have been ticket and accident free for 2 years will your insurance rate go down?
Driving offenses and traffic accidents remain on your record forever, they never fall off. However most Insurers typcially only take into account your driving record for the past three years or five years in some cases depending on the Insurer.
If you buy a motorcycle for your son and put him on your insurance and he gets a ticket will your insurance go up or will it go on his record?
I'm thinking the ticket will go on your sons' record and your insurance will go up. A lisence to drive or ride is the "ticket" to having your own personal record. It's up to you if you get speeding tickets or accidents put on it. Now your insurance is your insurance with him on it and therefor it will rise.
What can you do if you had an accident and a ticket was given but later cancelled and there is no violation on record but the insurance company is still surcharging for the accident?
If the insurance company had to pay anything for damamges, then they will raise your rates for it. An accident will be on your record whether at fault or not and whether or not you got a ticket. Changing insurance companies may not save you much money. If you can get documentation proving the ticket was voided and your driving record is clear, forward it to your insurance company. If they refude to take it…
Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.
If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?
I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. but still within 5 it my affect how your policy is tiered. The accident at that point my not cost you…
I was in an auto accident both parties were issued tickets my car was damaged who is responsible for the damages?
ANSWER In this case you need to go to court and fight the ticket, if you believe that you are not at fault for the accident, however, based on your own insurance policy, it may be different. Most likely, both of the Insurance co. will deny liability to each other, and if you don't win your ticket in court, you are stuck with your own costs.
Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state if this is your first ticket and you are 29?
Kentucky Speeding Ticket "Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state, if this is your first ticket and you are 29?" Out of state speeding tickets are generally reported to your home state and treated as if you received the speeding ticket in your state. That means that the DMV in your state will decide if the ticket will appear on your record and…
No. Each "traffic" violation puts a certain number of points on your Driving Record. For speeding, you get 2 points per ticket on your record. For causing an automobile accident, you get 3 points per ticket. If you accumulate 6 points or more on your record, you will be fined $100+ dollars. If you fail to pay that fine, your license will be suspended.
The ticket goes on the actual driver's record, but unfortunately, it can be associated with your vehicle. In that case, your insurance carrier could consider it when calculating your rates. Why? Because even though you weren't driving, you assumed some risk when you allowed your car to be driven by someone who speeds. This is exactly the type of risk that insurance companies look for when making up rates. Actually there is no way the…
Depending on what state you are in, and also in some states it depends on the county. The Great State of Iowa, your first Ticket will not be reported to your insurance company. On the other hand, living in California all of your tickets are reported to your insurance company. You are given the option of paying a bail then attending traffic school to erase that ticket from your history. In most of the state…
Most insurance companies do not count tickets like seat belt violations and parking tickets as they consider these to be non-moving violations. More have begun to count seat belt violations in the past couple of years though as it will relate to increased accident costs. One ticket does not usually result in an increase on your insurance anyway. Many companies give you one freeby but will get you on the second and further.
Sure they will, Question will be, how much will it cost you. It would certainly be better for you if the accidents were on record at the DMV as not your fault; the speeding is no big deal, everybody has a speeding ticket or you ain't human. And it would be better if they weren't all in the same week. I just switched to progressive and I had an accident and two tickets, and my…
Will my insurance pay for the damage of the other car if I hit and run in the beginning and then reported to my insurance after couple hours the accident happened and I found the owner of the car?
Your insurance company is probably the least of your concerns but yes the company will pay the claim. If hope that you also went to the police department and reported it to them. Your insurance will go up due to the accident and the ticket for leaving the scene if you don't get more tickets for other violations.
If your friend gets a speeding ticket in your car and is NOT insured but you are and they give the officer your insurance info what will happen?
What should happen is if your friend has their own insurance policy on a car that they own, then the point and ticket should go on THEIR record. If you have not had any accidents or tickets and your insurance goes up quite a bit, get a copy of your record and if the ticket is there, you may have to prove it to the DMV or traffic court (not sure which) that you weren't…
Most insurance companies do not count these types of tickets against your driving record. They are not considered moving violations just like no seat belt tickets are not considered are not considered moving violations. In these cases they don't make your rates increase. This type of ticket does usually cost a great amount of fine from the local government and/or state department of motor vehicles.
Yes, tickets received in New York will count against your New Jersey record for points and insurance increase. You need to contest the ticket and see if you can get it reduced or dismissed. Here is a site with information on New York Speeding tickets http://www.speedingticketcentral.com/New-York-speeding-ticket.html