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If you have a FICO score around 500 and your spouse has a score around 700 and makes 50K a year what percentage down payment will you need?
Wiki User
∙ 8y ago
Whoever makes more money will usually be put first on the loan. There are several other alternatives though if the person with better credit makes less money.
The main factor as far as downpayment is what the purchase price is on the home.
With a 700 score you can qualify for 100% financing and half or possibly all your closing costs to be rolled into the loan if possible.
Wiki User
∙ 8y ago
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