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Answered 2015-07-16 19:20:16

READ your comtract on the loan and the card. Word to look for: cross-collateralization

NO they cannot. Credit cards are unsecured loans. (not secured by any property/collateral) You can have them discharged through bankruptcy.

YES THEY CAN. Read your contract. I'll bet it says they can accelerate (call in) EVERY loan you have with them if you are in default on ANY loan with them. And some even say "or with any other lender".

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