No, but the full amount of any joint debt will remain valid when included in an individual BK and the creditor can pursue collection from the non-filing debtor.
If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
Yes!
No. Backruptcy will always appear on your credit. After 7-10 years your credit will be as good as someone who has not filed bankruptcy.
recessive trait only appear when an individual is homozygous recessive, both alleles must code for the recessive trait
for a 10 year period
10 years for a chapter 7.
Such an individual may appear apathetic, disinterested, asocial, quiet or mute, physically slowed or still (hypokinetic), and emotionally remote.
Many individuals feel if an individual does not cry over the loss of a loved one that they do not feel the great pain of that grief, but not true! Some people can cry openly while other people suppress their grief by not crying; perhaps not wanting to talk about it or appear that the loss never happened, but, individuals such as this do indeed deal with their grief, but just in a more private part of their lives. Some individuals may be in shock; do not believe that person has passed away and it will take time for them to get through this part of grief in order to admit their loved one is indeed dead. No one has the right to gauge how another individual deals with the death of a loved one.
recessive
A bankruptcy remains on your credit record for ten years. It remains a public record in the courts forever. You can file a motion in bankruptcy court to have it expunged from the court records. If the motion is allowed, it will appear as though it had never been filed in the court because it will no longer appear in the public records.
If the account the cosigner is on is included in the bankruptcy it will appear on their credit report. In most cases the cosigner will not be relieved of the debt when the primary holder files for bankruptcy. The creditor(s) can then pursue the cosigner for the collection of money owed.