Yes, I haven't seen any "stupidity" clauses in insurance policies. I don't know if the clauses that say if you're doing something illegal would hold up in court - might be considered against public policy. for more information see www.steveshorr.com
It is meant to protect you in case you injure or kill another person.
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
Malpractice insurance is not something a patient would purchase. Malpractice insurance is a product that the surgeon who performed the operation should possess. His insurance will cover any damages awarded.
If you were in an accident yes it would, if you are talking about having insurance to cover criminal charges and fines, I'm pretty sure that is illegal.
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
this is something that you should discuss with the delivery company first. It is likely that their liability insurance would cover something like this. If not, then discuss it with your insurance agent. hope this helps!
If you hit something else and had collision insurance, yes.
Don't expect insurance to cover you if something does go wrong on the trampoline...
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.