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If you lease a car and in turn subleased it to another party because they did not have good enough credit can you legally repo the car yourself even though they paid the payments but are not on lease?
Wiki User
∙ 15y ago
Unless the process of sub-leasing is a part of the original contract, the person who leased the vehicle might end up in a lot of trouble. It is irrelevant if the person who has the car has been making timely payments. The person whose name is on the lease is totally responsible for anything that happens to the vehicle. Which can translate into the person who actually is driving the car having an accident, the insurance being invalid due to breach of contract, fraud, negligence, etc. on the part of the original lease holder. It's quite possible they could end up in court on the 'wrong end' of a nasty lawsuit. I saw one CarLeaseDepot.com that certain car leasing companies do not allow full transfer of contract responsibility. About 10-20% do not allow full sub lessor lease transfers. Therefore you would need to contact your leasing company for their lease transfer policies. Also if you did a contract between you and someone simply for the payments you could definitely repo the car. Usually it is the person on the title but since you are a lessor the title belongs to the leasing company. Therefore speak to them to initiate the legal repo.
Wiki User
∙ 15y ago
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