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The lender is not the deciding factor, although FHA insurance can sometimes prevent a home from foreclosure and/or a forced sale on in some situations. What determines if a creditor can use a judgment to seize a homestead is the laws of the state in which the property is located and how the home is titled.

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Q: If you live in an FHA loan house can it be sold at your death to pay a judgment against you?
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Can they put a judgment against your property if only your nane is on the deed wife has a judgment against her?

It depends on your state: If you live in most community property states (Louisiana West through Texas, and on the California) a judgment against her may affect your property if it is deemed to be "community property" which is property acquired during the marriage. If you live in a common law state, and the state has maintained "tenants by the entireities" as the form in which married persons hold property, then the property is, in all likelihood, free from the lien of the judgment.


Is it against the law to live in a house without electricity?

Of course not!


Can your wages be garnished if you foreclose on a house?

depending on the state you live in yes. If the bank forecloses and they get a default judgment against you, they can garnish your wages. Not in Texas though. There are other states that don't allow wage garnishment, except on federal debt


If you have a judgment against you and you live in Texas and don't have a house or car in your name can they take money out of your checking account?

Yes. Texas does not allow wage garnishment for creditor debt but it does allow bank account levy even if the account is jointly held.


When do you have to let soldiers live in your house?

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Can credit card companies put a lien on a house for unpaid debt if you bought your house through an owner carry?

Yes, it is irrelevant how the property was purchased. If it is titled in the judgment debtor's name a lien can be placed on the property. The exception could be if the judgment debtor is married and does not live in a community property state and the spouse is not a co-judgment debtor.


Can somebody be forced to live in smoker house?

Nobody can and may be forced to do anything against their will.


Where did Roald Dahl live at the time of his death?

At the time of his death, Roald Dahl was living in 'Gipsy House' in Great Missenden in Buckinghamshire, England. Roald Dahl lived in Gipsy House from 1954 until his death in 1990.


Can you sign over property like your house to your sister to avoid losing it in a judgment in Louisiana?

In most cases, gifting property for the purpose of avoiding a judgment is fraud. If it could be shown that you gave your house to your sister for this purpose (for example, if you continued to live in the home or continued to maintain it), both you and your sister could be criminally prosecuted for fraud, and the judgment holder could probably still get the property.


Can a lien be placed against a house in Texas for a car that was purchased in California and then repossessed in Texas?

Yes. The creditor can sue the debtor in Texas and use a judgment award to place a lien against property belonging to the debtor. I'm not a lawyer and would encourage you to call one. But I believe the previous answer is incomplete. If you reside in Texas, and you LIVE in the home in question, a judgment award cannot really be used against that property. If they put a lien on the house, all you need to do is claim "homestead exemption" and tell the creditor to remove the lien. They are required to do that. If they refuse, you can sue them for damages. The creditor can place a lien on OTHER property that you own (i.e. not your primary residence). Or any property that you inherit.


What happens when judgement is file against you from an apartment complex and you are still living in the apartment?

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Can one state garnish your wages for back taxes in another state?

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