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If you live in the state of Georgia and you voluntarily gave your car back can they start proceedings and put a lien on your home?
Wiki User
∙ 12y ago
Unless the State of Georgia's laws specifically allow for conversion, no. A car loan cannot turn into a home loan unless you make it that way. The only thing a finance company can do (unless otherwise stated in the contract you signed) is take you to court and get a judgment placed against you. Also, just because you voluntarily turned in the vehicle doesn't mean you don't owe them any more money. You are still liable for the balance after they auction the vehicle.
Wiki User
∙ 12y ago
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