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If you loan your car to someone and they have an accident are you liable for medical costs?
Wiki User
∙ 18y ago
Only if the crash was a result of a mechanical defect in the car, and you knew of the defect before loaning the car to them. If the crash resulted from their actions while driving (or another person's), you are not liable. If the person driving your car was At Fault, you will be responsible for any damages.
Wiki User
∙ 18y ago
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Does medical provider have to have a copy of subrogation letter before filing on insurance?
No, if they have information of a third or first party carrier who is liable for accident related costs, they can make a claim directly to that carrier.
In motor vehicle accident and person at fault has no insurance?
When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.
Can your friend drive your car?
If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.
Can your friend drive your rental car?
If they're not on the rental agreement, they shouldn't be driving it. If they get into an accident, you'll be liable for all damages and costs.
What benefits are available in an accident and sickness insurance policy?
An accident and sickness insurance policy offers benefits in case of accident and sickness. That means that one is entitled to reimbursements for hospital costs and other medical costs in case of accident and sickness.
What happens if an excluded driver on your insurance policy cause an accident but you let them drive?
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
How many passengers allowed in rental car?
As many as there are seats. Any more would probably be called driver negligence should you have an accident and render you liable for the costs.
Is someone liable for hospital bill incurred while unemployed?
A person is liable for a hospital bill that is incurred while unemployed. Once the bill is issued, you can apply for charity care to offset the costs.
If a vehicle is involved in an accident but has no mot what happens?
The vehicle without an MOT is not entitiled to be on the highway and so the driver is liable for all costs (even if s/he would not otherwise be so)
How am I liable in an accident in a rental car of not being listed as second driver on rental car contract?
If you are in an accident in a rental car and you are not listed as the driver, you will be held personally responsible for all costs incurred for both parties. This would apply whether you are at fault or not!
What if Medical costs exceeds 300K for one person in a car accident?
If your policy limit is 300k then the insurance company will pay them that portion and you will be liable for the rest. If you really want to cover yourself for more than those limits, I would purchase an umbrella type policy that covers over the policy limits.
Does Medicare cover hospital costs in an auto accident?
Yes, If there is no other insurance company or policy liable. For example if there is another policy liable, Medicare will share in the cost after the auto policy has paid its responsibility. We have seen cases where Medicare has paid claims and ultimately requested reimbursement from the individual because they later found another auto policy that covered the accident.
