Read the language in the contract. If they provide for partial benefits they will be stated there. If it is not specifically stated then no, they will not do that. The payment for the loss of 4 fingers IS a partial settlement. Full payment is the amount you would get for total disability or death. I suspect the policy may be written in such a way that the loss of three more fingers in a separate accident could still result in no payment since neither incident resulted in a covered loss. Unless it's clearly spelled out there's different ways the contract could be interpreted. Does it mean it will cover up to 4 fingers? Does it mean that there must be a loss of 4 fingers minimum before they pay for it? Does it have to be specifically 4 fingers or else they won't even pay for 4 of them? Get a good lawyer and argue that the interpretation that it covers up to 4 fingers is the correct interpretation.
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
Every master insurance policy is different. Review the policy to determine whether this incident and its affects are covered under the master policy the association carries.
An Accident Policy - 1915 is rated/received certificates of: USA:Approved
That will be the policy holder.
If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy
the policy that covers the car that is being driven.
The settlement would depend upon the wording of your policy. You must read the policy to figure out what the maximum settlement might be.
Yes, many personal accident insurers offer cover for various accidents including sudden death. Companies such as Max Bupa offer personal accident insurance policy that covers accidental death and permanent total disability. They also cover for partial disability that includes loss of toes, fingers, sense of smell, and sense of taste. Check their site to know more.
The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.