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The first thing that has to be done is read the policy. It may specify the location of any legal claims.

In the United States, all claims are made in the state where the incident occurred. If for any reason you think the local judge will not give you a fair trial in that state, you have the option to have the trial in Federal Court. The trial will still be under the law of the state where the incident occurred.

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Q: If you make a claim on contents of a camp in another state do you go by the statute of limitations in the state the policy was written in or in the state where the incident occurred?
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