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Each state varies on what the minimum coverages allowed. You will need to at least meet legal minimums year round, usually liability and/or personal injury protection.

A friend of mine only carries collision during the months when his car is out of storage, but he keeps the comprehensive year round in case of fire or theft.

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Q: If you only drive your car in June July and August do you need to carry insurance on it for the other 9 months?
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