Yes it can. You should agree to pay it only if there is an agreement to not report it to the credit reporting agencies.
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
When you suppress your credit report, that means that anybody who pulls your credit report will get no information back. It will not even give the header that comes on the credit reports. So if you are looking to get some type of credit do not suppress your credit report.
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
40,000,000,000
If they don't report, then you don't have to worry about it affecting your credit.
No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.
In the back of your credit report there is a listing of addresses and phone numbers for each credit bureau.
When you suppress your credit report, that means that anybody who pulls your credit report will get no information back. It will not even give the header that comes on the credit reports. So if you are looking to get some type of credit do not suppress your credit report.
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
A valid judgment will remain on a report for the required seven years. Keep in mind however, some judgments are renewable and can be placed back on the report at the time they are renewed.
When you obtain a copy of your credit report, look on the back of it where instructions tell you how to submit a dispute. When you mail it back to them, they will investigate it and send you a written response. If you don't know how to get a copy of your credit report, apply for credit somewhere and when they turn you down you can mail that letter to the credit reporting agencies and they will send you a free copy of your report by mail.
YES
40,000,000,000
If they don't report, then you don't have to worry about it affecting your credit.
No, but is will affect your credit report.
if you owe bank and is in the processes of paying them back but they have not yet sent a notice to the collector debt. Does it show up on your credit report
They can be, but it would be a mistake on the part of the credit bureaus. You can alert them to the problem and they are required under the Fair Credit Reporting Act to rectify the situation or face fines. A second scenario is that the accounts were disputed, during which time they cannot be reported on your credit, and then found to be valid. They can place the accounts back on your report but they should advise you that they're doing it.