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They commonly put this right in the agreement you agreed too & signed when establishing the credit, and as a term/condition for them giving it to you.

You realize your trying to ask, or find, a way the credit card company is acting wrongly for you not paying what you swore you would? Why shouldn't they be allowed to get from you, under any method possible, after believing in you and doing what asked and you swore and said you would pay?

But, if you want to consider absolutely wrong and not allowed actions, even dumb....you can't --decide-- to "quit paying" your debts for things you already took. That isn't an option now...although it was in fact an option available before you agreed to give it up by taking stuff you wanted and saying you would pay.

Don't be too indignant or quick to try and find fault with others....unless you can tell me what you possibly think the difference between your being proud about "quiting paying" what you took and being a liar and thief is?

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Q: If you quit paying credit card companies can they intercept PAYMENT FROm your checking account?
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